:root {
  --bg: #f7f8fb;
  --bg-soft: #eef9fb;
  --navy: #10284b;
  --navy-2: #173765;
  --teal: #1a9eab;
  --rainbow-band: linear-gradient(120deg, #ff6b6b 0%, #ff9f43 16%, #ffd93d 32%, #4fd1c5 48%, #4dabf7 64%, #8b5cf6 82%, #f06595 100%);
  --ink: #18202f;
  --muted: #5f6778;
  --white: #ffffff;
  --line: rgba(16, 40, 75, 0.1);
  --shadow: 0 24px 60px rgba(16, 40, 75, 0.12);
  --shadow-soft: 0 14px 34px rgba(16, 40, 75, 0.08);
  --radius: 28px;
  --radius-sm: 18px;
  --container: 1220px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Helvetica Neue", Arial, sans-serif;
  background:
    radial-gradient(circle at top left, rgba(26, 158, 171, 0.08), transparent 25%),
    linear-gradient(180deg, #ffffff 0%, #f7f8fb 100%);
  color: var(--ink);
  line-height: 1.6;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

h1,
h2,
h3 {
  margin: 0 0 0.8rem;
  font-family: Georgia, "Times New Roman", serif;
  line-height: 1.06;
  letter-spacing: -0.04em;
  color: var(--navy);
}

h1 {
  font-size: clamp(3rem, 7vw, 6rem);
}

h2 {
  font-size: clamp(2rem, 4vw, 3.4rem);
}

h3 {
  font-size: clamp(1.15rem, 2vw, 1.55rem);
}

p {
  margin: 0 0 1rem;
  color: var(--muted);
  font-size: 1.02rem;
}

.container {
  width: min(calc(100% - 2rem), var(--container));
  margin: 0 auto;
}

.skip-link {
  position: absolute;
  top: -100px;
  left: 1rem;
  background: var(--white);
  padding: 0.75rem 1rem;
  border-radius: 999px;
  z-index: 100;
}

.skip-link:focus {
  top: 1rem;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(16, 40, 75, 0.08);
  box-shadow: 0 8px 22px rgba(16, 40, 75, 0.04);
  padding-top: 0.55rem;
  padding-bottom: 0.55rem;
}

.nav-shell {
  min-height: 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  position: relative;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.9rem;
  flex: 0 0 auto;
  padding-top: 0.3rem;
  padding-bottom: 0.3rem;
}

.brand-logo,
.footer-logo,
.hero-logo {
  height: auto;
}

.brand-logo {
  width: clamp(138px, 9vw, 168px);
  height: auto;
  flex: 0 0 auto;
}

.nav-actions {
  margin-left: auto;
  display: flex;
  align-items: center;
  justify-content: flex-end;
  position: relative;
  gap: 0.65rem;
  min-width: 0;
}

.header-phone {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  min-height: 42px;
  padding: 0.58rem 0.9rem;
  border-radius: 999px;
  background: linear-gradient(180deg, rgba(244, 248, 252, 0.96), rgba(228, 236, 244, 0.92));
  border: 1px solid rgba(255, 255, 255, 0.62);
  color: var(--navy);
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.74),
    0 10px 24px rgba(16, 40, 75, 0.08);
  white-space: nowrap;
  flex: 0 0 auto;
  transition: transform 0.18s ease, box-shadow 0.18s ease, background 0.18s ease;
}

.header-phone:hover,
.header-phone:focus-visible {
  transform: translateY(-1px);
  background: linear-gradient(180deg, rgba(248, 251, 255, 0.98), rgba(233, 240, 247, 0.94));
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.8),
    0 14px 28px rgba(16, 40, 75, 0.1);
}

.header-phone:focus-visible {
  outline: 3px solid rgba(26, 158, 171, 0.2);
  outline-offset: 3px;
}

.header-phone-label {
  font-size: 0.66rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  opacity: 1;
  color: rgba(23, 55, 101, 0.72);
}

.header-phone strong {
  font-size: 0.96rem;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #173765;
}

.nav-panel {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0;
  border-radius: 0;
  background: transparent;
  border: 0;
  box-shadow: none;
  backdrop-filter: none;
  min-width: 0;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 0.05rem;
  margin-left: 0;
  position: relative;
  min-width: 0;
}

.site-nav a,
.nav-dropdown-trigger {
  color: var(--navy);
  font-size: 0.88rem;
  font-weight: 600;
  letter-spacing: -0.01em;
  white-space: nowrap;
  border-radius: 999px;
  transition:
    color 0.18s ease,
    background 0.18s ease,
    transform 0.18s ease;
}

.site-nav > a,
.nav-dropdown-trigger {
  flex: 0 0 auto;
  padding: 0.66rem 0.72rem;
}

.nav-dropdown {
  position: relative;
  z-index: 45;
}

.site-nav > a:hover,
.site-nav > a:focus-visible,
.nav-dropdown-trigger:hover,
.nav-dropdown-trigger:focus-visible,
.nav-dropdown.is-open .nav-dropdown-trigger {
  background: rgba(26, 158, 171, 0.08);
  color: var(--teal);
}

.nav-dropdown-trigger {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  border: 0;
  background: transparent;
  cursor: pointer;
}

.nav-caret {
  font-size: 0.78rem;
  transform: translateY(-1px);
  transition: transform 0.18s ease;
}

.nav-dropdown.is-open .nav-caret {
  transform: translateY(0) rotate(180deg);
}

.nav-dropdown-menu {
  position: absolute;
  top: calc(100% + 0.55rem);
  left: 0;
  transform: translateY(0.35rem);
  min-width: 320px;
  display: block;
  padding: 0.45rem;
  background: rgba(255, 255, 255, 0.98);
  border: 1px solid rgba(16, 40, 75, 0.1);
  border-radius: 26px;
  box-shadow: 0 24px 60px rgba(16, 40, 75, 0.16);
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity 0.18s ease, transform 0.18s ease;
  z-index: 30;
}

.nav-dropdown-menu a {
  display: block;
  padding: 0.9rem 1rem;
  font-size: 0.94rem;
  white-space: normal;
  border-radius: 18px;
  transition: color 0.18s ease, background 0.18s ease, transform 0.18s ease;
}

.nav-dropdown-menu a:hover,
.nav-dropdown-menu a:focus-visible {
  color: var(--navy);
  background: rgba(26, 158, 171, 0.1);
  transform: translateX(2px);
}

.nav-dropdown.is-open .nav-dropdown-menu {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateY(0);
}

@media (min-width: 861px) {
  .nav-dropdown:hover .nav-dropdown-menu,
  .nav-dropdown:focus-within .nav-dropdown-menu {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transform: translateY(0);
  }
}

.site-nav a[aria-current="page"],
.nav-dropdown-trigger[aria-current="page"] {
  color: var(--teal);
  font-weight: 700;
  background: rgba(26, 158, 171, 0.1);
}

.nav-toggle {
  display: none;
  align-items: center;
  gap: 0.8rem;
  min-height: 52px;
  padding: 0.75rem 1rem 0.75rem 1.15rem;
  border: 1px solid rgba(16, 40, 75, 0.1);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.92);
  color: var(--navy);
  font-size: 0.9rem;
  font-weight: 700;
  letter-spacing: 0.01em;
  box-shadow: var(--shadow-soft);
}

.nav-toggle-icon {
  display: grid;
  gap: 4px;
}

.nav-toggle-icon span {
  display: block;
  width: 18px;
  height: 2px;
  border-radius: 999px;
  background: var(--navy);
  transform-origin: center;
  transition: transform 0.18s ease, opacity 0.18s ease;
}

.nav-toggle[aria-expanded="true"] .nav-toggle-icon span:nth-child(1) {
  transform: translateY(6px) rotate(45deg);
}

.nav-toggle[aria-expanded="true"] .nav-toggle-icon span:nth-child(2) {
  opacity: 0;
}

.nav-toggle[aria-expanded="true"] .nav-toggle-icon span:nth-child(3) {
  transform: translateY(-6px) rotate(-45deg);
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  min-height: 56px;
  padding: 0.9rem 1.5rem;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--navy), var(--navy-2));
  color: var(--white);
  font-weight: 700;
  box-shadow: var(--shadow-soft);
  cursor: pointer;
  text-align: center;
  line-height: 1.1;
  white-space: nowrap;
  border: 1px solid transparent;
  appearance: none;
  -webkit-appearance: none;
  transition: transform 0.2s ease, background 0.2s ease, box-shadow 0.2s ease;
}

.button:hover,
.button:focus-visible {
  transform: translateY(-1px);
}

.button:focus-visible {
  outline: 3px solid rgba(26, 158, 171, 0.24);
  outline-offset: 3px;
}

.button-match {
  background: linear-gradient(180deg, #234a80 0%, #173765 100%);
  border-color: rgba(14, 31, 57, 0.14);
  box-shadow:
    0 18px 36px rgba(16, 40, 75, 0.18),
    inset 0 1px 0 rgba(255, 255, 255, 0.14);
}

.button-match:hover,
.button-match:focus-visible {
  background: linear-gradient(180deg, #2b558f 0%, #1a3d6b 100%);
  box-shadow:
    0 22px 42px rgba(16, 40, 75, 0.22),
    inset 0 1px 0 rgba(255, 255, 255, 0.18);
}

.button-eligibility {
  color: var(--navy);
  background: linear-gradient(145deg, rgba(250, 253, 253, 0.98) 0%, rgba(223, 240, 243, 0.95) 100%);
  border-color: rgba(26, 158, 171, 0.24);
  box-shadow:
    0 16px 30px rgba(26, 158, 171, 0.14),
    inset 0 1px 0 rgba(255, 255, 255, 0.84);
  text-shadow: 0 1px 0 rgba(255, 255, 255, 0.55);
}

.button-eligibility:hover,
.button-eligibility:focus-visible {
  background: linear-gradient(145deg, rgba(255, 255, 255, 1) 0%, rgba(211, 235, 238, 0.98) 100%);
  box-shadow:
    0 20px 36px rgba(26, 158, 171, 0.18),
    inset 0 1px 0 rgba(255, 255, 255, 0.92);
}

.button-call {
  display: grid;
  align-content: center;
  justify-items: start;
  gap: 0.36rem;
  min-height: 80px;
  padding: 1.05rem 1.2rem 1.1rem;
  color: var(--navy);
  white-space: normal;
  text-align: left;
  background: linear-gradient(180deg, rgba(240, 245, 250, 0.98) 0%, rgba(224, 232, 241, 0.92) 100%);
  border-color: rgba(255, 255, 255, 0.58);
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.76),
    0 18px 34px rgba(16, 40, 75, 0.08);
  backdrop-filter: blur(14px);
}

.button-call:hover,
.button-call:focus-visible {
  background: linear-gradient(180deg, rgba(246, 249, 252, 0.99) 0%, rgba(229, 236, 244, 0.96) 100%);
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.84),
    0 22px 38px rgba(16, 40, 75, 0.1);
}

.button-call-kicker {
  display: block;
  color: rgba(23, 55, 101, 0.7);
  font-size: 0.74rem;
  font-weight: 800;
  letter-spacing: 0.15em;
  line-height: 1.1;
  text-transform: uppercase;
}

.button-call-value {
  display: block;
  color: #173765;
  font-size: clamp(1.34rem, 2.2vw, 1.72rem);
  font-weight: 800;
  letter-spacing: -0.05em;
  line-height: 0.96;
  text-wrap: balance;
}

.nav-cta {
  position: relative;
  display: inline-flex;
  flex: 0 0 auto;
  width: fit-content;
  justify-content: flex-start;
  gap: 0.5rem;
  min-width: 0;
  min-height: 52px;
  padding: 0.28rem 0.28rem 0.28rem 0.8rem;
  letter-spacing: -0.015em;
  line-height: 1;
  background: linear-gradient(135deg, #173765 0%, #10284b 100%);
  box-shadow: 0 12px 28px rgba(16, 40, 75, 0.14);
}

.nav-cta::before {
  content: "";
  position: absolute;
  inset: 1px;
  border-radius: inherit;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.08), rgba(255, 255, 255, 0));
  pointer-events: none;
}

.nav-cta-label,
.nav-cta-icon {
  position: relative;
  z-index: 1;
}

.nav-cta-label {
  white-space: nowrap;
  font-size: 0.85rem;
  font-weight: 600;
}

.nav-cta-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 auto;
  width: 2.35rem;
  height: 2.35rem;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.92);
  color: var(--navy);
  box-shadow: inset 0 0 0 1px rgba(16, 40, 75, 0.06);
  font-size: 1.26rem;
  font-weight: 500;
  line-height: 1;
  transition: transform 0.2s ease, background 0.2s ease;
}

.nav-cta:hover,
.nav-cta:focus-visible {
  transform: translateY(-1px);
  box-shadow: 0 16px 32px rgba(16, 40, 75, 0.18);
}

.nav-cta:hover .nav-cta-icon,
.nav-cta:focus-visible .nav-cta-icon {
  transform: translate(1px, -1px);
}

.button-small {
  min-height: 46px;
  padding: 0.8rem 1.1rem;
}

.button-call.button-small {
  min-height: 0;
  grid-template-columns: auto minmax(0, 1fr);
  gap: 0.72rem;
  padding: 0.78rem 0.92rem;
}

.button-call.button-small .button-call-kicker {
  font-size: 0.66rem;
}

.button-call.button-small .button-call-value {
  font-size: 1.06rem;
}

.button-call.button-small .button-call-icon {
  width: 1.9rem;
  height: 1.9rem;
  border-radius: 14px;
  font-size: 0.88rem;
}

.button-ghost {
  background: rgba(255, 255, 255, 0.16);
  color: var(--white);
  border: 1px solid rgba(255, 255, 255, 0.22);
  box-shadow: none;
}

.page-interior .button-ghost {
  background: rgba(16, 40, 75, 0.06);
  color: var(--navy);
  border-color: rgba(16, 40, 75, 0.12);
}

.webchat-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 56px;
  padding: 0.95rem 1.45rem;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 999px;
  background: linear-gradient(180deg, #1d6b95 0%, #0f4a76 100%);
  color: var(--white);
  box-shadow:
    0 14px 28px rgba(15, 74, 118, 0.22),
    inset 0 1px 0 rgba(255, 255, 255, 0.12);
  font-size: 1rem;
  font-weight: 700;
  letter-spacing: -0.02em;
  line-height: 1;
  white-space: nowrap;
  appearance: none;
  -webkit-appearance: none;
  backdrop-filter: none;
  transition:
    transform 0.18s ease,
    background 0.18s ease,
    box-shadow 0.18s ease,
    border-color 0.18s ease;
}

.webchat-button.button-small {
  min-height: 46px;
  padding: 0.8rem 1.1rem;
  font-size: 0.94rem;
}

.webchat-button:hover,
.webchat-button:focus-visible {
  transform: translateY(-1px);
  background: linear-gradient(180deg, #2377a3 0%, #12517f 100%);
  border-color: rgba(255, 255, 255, 0.18);
  box-shadow:
    0 18px 32px rgba(15, 74, 118, 0.26),
    inset 0 1px 0 rgba(255, 255, 255, 0.16);
}

.webchat-button:focus-visible {
  outline: 3px solid rgba(26, 158, 171, 0.24);
  outline-offset: 3px;
}

.hero {
  position: relative;
  overflow: hidden;
}

.hero-home {
  min-height: calc(100vh - 88px);
  display: flex;
  align-items: center;
  background:
    radial-gradient(circle at 14% 16%, rgba(255, 255, 255, 0.96), transparent 30%),
    radial-gradient(circle at 82% 18%, rgba(233, 241, 250, 0.72), transparent 26%),
    linear-gradient(135deg, #eef4fb 0%, #d8e4f1 34%, #b8c8da 66%, #93a7bb 100%);
}

.hero-interior {
  padding: 6rem 0 3.5rem;
  background:
    radial-gradient(circle at 14% 20%, rgba(255, 255, 255, 0.88), transparent 26%),
    radial-gradient(circle at 82% 14%, rgba(26, 158, 171, 0.12), transparent 24%),
    linear-gradient(140deg, #edf4fb 0%, #d8e4f0 42%, #bccddd 100%);
}

.hero-backdrop {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.08) 0%, rgba(188, 205, 221, 0.16) 100%),
    linear-gradient(90deg, rgba(255, 255, 255, 0.24) 0%, rgba(255, 255, 255, 0.04) 55%, rgba(16, 40, 75, 0.08) 100%);
  pointer-events: none;
}

.hero-home::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 20% 22%, rgba(255, 255, 255, 0.24), transparent 22%),
    linear-gradient(90deg, rgba(255, 255, 255, 0.18) 0%, rgba(255, 255, 255, 0.04) 38%, rgba(16, 40, 75, 0.06) 100%),
    linear-gradient(180deg, rgba(255, 255, 255, 0.08) 0%, rgba(16, 40, 75, 0.04) 100%);
}

.hero-home .hero-backdrop {
  background:
    radial-gradient(circle at 72% 42%, rgba(16, 40, 75, 0.06), transparent 28%),
    linear-gradient(180deg, rgba(255, 255, 255, 0.02) 0%, rgba(16, 40, 75, 0.08) 100%);
}

.hero-shell {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 0.92fr) minmax(420px, 1.08fr);
  gap: clamp(2rem, 4vw, 4.5rem);
  align-items: center;
  padding: clamp(3.4rem, 7vw, 5.5rem) 0 clamp(3rem, 6vw, 4.8rem);
}

.hero-interior .hero-shell {
  grid-template-columns: minmax(0, 0.96fr) minmax(340px, 0.9fr);
}

.hero-copy {
  color: var(--navy);
  text-align: left;
  max-width: 760px;
  margin: 0;
}

.hero-home .hero-copy {
  max-width: 640px;
  color: #173765;
}

.hero-copy h1,
.hero-copy p,
.hero-copy .eyebrow {
  color: var(--navy);
}

.hero-interior .hero-copy h1,
.hero-interior .hero-copy p,
.hero-interior .hero-copy .eyebrow,
.hero-interior .hero-badge {
  color: var(--navy);
}

.hero-interior .hero-badge {
  background: rgba(255, 255, 255, 0.76);
  border-color: rgba(16, 40, 75, 0.08);
}

.hero-interior .hero-text {
  color: rgba(24, 32, 47, 0.78);
}

.hero-standard .hero-copy-panel {
  padding: clamp(1.5rem, 3vw, 2.3rem);
  border-radius: 34px;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.78), rgba(248, 251, 255, 0.7));
  border: 1px solid rgba(255, 255, 255, 0.58);
  box-shadow: 0 28px 70px rgba(16, 40, 75, 0.1);
  backdrop-filter: blur(14px);
}

.hero-standard .hero-copy h1 {
  max-width: 11ch;
  font-size: clamp(3rem, 6vw, 5.2rem);
  line-height: 0.95;
  letter-spacing: -0.06em;
}

.hero-standard .hero-text {
  max-width: 34ch;
}

.hero-value-grid-interior {
  margin-top: 1.6rem;
}

.page-areas-expertise .hero-interior .hero-shell {
  grid-template-columns: minmax(0, 1.15fr) minmax(320px, 0.85fr);
  align-items: start;
}

.page-case-studies .hero-interior .hero-shell {
  grid-template-columns: minmax(0, 1.15fr) minmax(320px, 0.85fr);
  align-items: start;
}

.page-areas-expertise .hero-standard .hero-copy-panel {
  max-width: 100%;
  padding: clamp(1.45rem, 2.8vw, 2.1rem);
}

.page-case-studies .hero-standard .hero-copy-panel {
  max-width: 100%;
  padding: clamp(1.45rem, 2.8vw, 2.1rem);
}

.page-areas-expertise .hero-standard .hero-copy h1 {
  max-width: 13ch;
}

.page-case-studies .hero-standard .hero-copy h1 {
  max-width: 13ch;
}

.page-areas-expertise .hero-standard .hero-text {
  max-width: 46ch;
}

.page-case-studies .hero-standard .hero-text {
  max-width: 48ch;
}

.page-areas-expertise .hero-value-grid-interior {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.9rem;
}

.page-case-studies .hero-value-grid-interior {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.9rem;
}

.hero-value-card-interior {
  background: rgba(255, 255, 255, 0.7);
  border: 1px solid rgba(255, 255, 255, 0.66);
  box-shadow: 0 14px 34px rgba(16, 40, 75, 0.08);
}

.hero-image-wrap-interior {
  display: flex;
}

.hero-visual-card-interior {
  min-height: 100%;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.34), rgba(255, 255, 255, 0.08)),
    linear-gradient(160deg, #c2d4e2 0%, #8ca7bd 100%);
  border: 1px solid rgba(255, 255, 255, 0.62);
}

.hero-visual-card-interior img {
  padding: 3.4rem 2.6rem 8rem;
  object-fit: contain;
}

.hero-visual-overlay-interior {
  background: rgba(11, 19, 35, 0.78);
}

.hero-visual-list-interior {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.hero-links-card {
  width: 100%;
  padding: clamp(1.3rem, 2.4vw, 1.8rem);
  border-radius: 32px;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.78), rgba(245, 248, 252, 0.94));
  border: 1px solid rgba(255, 255, 255, 0.7);
  box-shadow: 0 26px 60px rgba(16, 40, 75, 0.12);
  backdrop-filter: blur(14px);
}

.hero-links-header h2 {
  margin: 0.45rem 0 0.55rem;
  font-size: clamp(1.55rem, 2.4vw, 2rem);
  line-height: 1.04;
  letter-spacing: -0.04em;
  color: var(--navy);
}

.hero-links-header p {
  margin: 0;
  color: rgba(24, 32, 47, 0.74);
}

.hero-links-kicker {
  display: inline-flex;
  align-items: center;
  padding: 0.42rem 0.7rem;
  border-radius: 999px;
  background: rgba(23, 55, 101, 0.08);
  color: rgba(16, 40, 75, 0.82);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.hero-links-list {
  display: grid;
  gap: 0.8rem;
  margin-top: 1.25rem;
}

.hero-link-item {
  display: grid;
  gap: 0.3rem;
  padding: 1rem 1.05rem;
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.86);
  border: 1px solid rgba(23, 55, 101, 0.08);
  color: var(--navy);
  text-decoration: none;
  transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
}

.hero-link-item strong {
  font-size: 0.98rem;
  line-height: 1.3;
}

.hero-link-item span {
  color: rgba(24, 32, 47, 0.7);
  font-size: 0.93rem;
  line-height: 1.45;
}

.hero-link-item:hover,
.hero-link-item:focus-visible {
  transform: translateY(-2px);
  border-color: rgba(23, 55, 101, 0.16);
  box-shadow: 0 16px 28px rgba(16, 40, 75, 0.1);
}

.eyebrow {
  display: inline-block;
  margin-bottom: 1rem;
  text-transform: uppercase;
  letter-spacing: 0.18em;
  font-size: 0.76rem;
  font-weight: 700;
  color: rgba(16, 40, 75, 0.76);
}

.hero-home .eyebrow {
  position: relative;
  isolation: isolate;
  margin-bottom: 1.1rem;
  padding: 0.52rem 0.95rem;
  border: 1px solid transparent;
  border-radius: 999px;
  color: #173765;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.94), rgba(245, 249, 255, 0.82)) padding-box,
    var(--rainbow-band) border-box;
  background-size: 100% 100%, 180% 180%;
  box-shadow:
    0 14px 30px rgba(16, 40, 75, 0.08),
    inset 0 1px 0 rgba(255, 255, 255, 0.84);
  backdrop-filter: blur(14px);
  animation: eyebrow-rainbow-shift 8s linear infinite;
}

.hero-home .eyebrow::before {
  content: "";
  position: absolute;
  inset: -0.3rem;
  z-index: -1;
  border-radius: inherit;
  background: var(--rainbow-band);
  background-size: 180% 180%;
  opacity: 0.24;
  filter: blur(14px);
  animation: eyebrow-rainbow-shift 8s linear infinite;
}

@keyframes eyebrow-rainbow-shift {
  0% {
    background-position: 0% 50%;
  }

  100% {
    background-position: 100% 50%;
  }
}

@media (prefers-reduced-motion: reduce) {
  .hero-home .eyebrow,
  .hero-home .eyebrow::before {
    animation: none;
  }
}

.hero-title {
  max-width: 11ch;
  margin-bottom: 1.25rem;
  font-size: clamp(3rem, 6.3vw, 5.4rem);
  line-height: 0.96;
  letter-spacing: -0.06em;
}

.hero-home .hero-title {
  color: #1a3d6b;
  text-shadow: 0 1px 0 rgba(255, 255, 255, 0.22);
}

.hero-title span {
  display: block;
}

.hero-title span:last-child {
  max-width: 10.5ch;
}

.hero-text {
  max-width: 34ch;
  margin: 0;
  font-size: clamp(1.08rem, 1.65vw, 1.34rem);
  color: var(--muted);
}

.hero-text-home {
  max-width: 36ch;
  font-size: clamp(1.05rem, 1.5vw, 1.28rem);
  line-height: 1.7;
  color: rgba(23, 55, 101, 0.82);
}

.hero-value-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 1.8rem;
}

.hero-home .hero-value-grid {
  gap: 1.1rem;
}

.hero-value-card {
  padding: 1.1rem 1.15rem 1.05rem;
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.72);
  border: 1px solid rgba(255, 255, 255, 0.48);
  box-shadow: 0 18px 40px rgba(16, 40, 75, 0.06);
  backdrop-filter: blur(12px);
}

.hero-home .hero-value-card {
  position: relative;
  overflow: hidden;
  padding: 1.2rem 1.25rem 1.15rem;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.84), rgba(247, 250, 253, 0.7));
  border-color: rgba(255, 255, 255, 0.66);
  box-shadow: 0 22px 44px rgba(16, 40, 75, 0.08);
}

.hero-home .hero-value-card::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 4px;
  background: linear-gradient(180deg, #173765 0%, #1a9eab 100%);
  opacity: 0.9;
}

.hero-value-card strong,
.hero-value-card span {
  display: block;
}

.hero-value-card strong {
  margin-bottom: 0.45rem;
  color: #173765;
  font-size: 0.98rem;
}

.hero-value-card span {
  color: rgba(24, 32, 47, 0.74);
  font-size: 0.93rem;
  line-height: 1.55;
}

.hero-meta {
  display: flex;
  align-items: center;
  gap: 0.9rem;
  margin: 1.5rem 0 0;
}

.hero-about .hero-shell {
  grid-template-columns: minmax(0, 1fr) minmax(360px, 0.92fr);
  align-items: stretch;
}

.page-about .button-ghost {
  background: rgba(16, 40, 75, 0.1);
  border-color: rgba(16, 40, 75, 0.16);
}

.page-about .hero-interior {
  background:
    linear-gradient(140deg, #edf3f9 0%, #dde8f3 42%, #c9d9e8 100%);
}

.page-about .hero-backdrop {
  background:
    radial-gradient(circle at 14% 20%, rgba(255, 255, 255, 0.74), transparent 26%),
    radial-gradient(circle at 88% 14%, rgba(26, 158, 171, 0.12), transparent 24%),
    linear-gradient(180deg, rgba(255, 255, 255, 0.2) 0%, rgba(221, 232, 243, 0.12) 100%);
}

.page-about .hero-interior .hero-copy h1,
.page-about .hero-interior .hero-copy p,
.page-about .hero-interior .hero-copy .eyebrow,
.page-about .hero-interior .hero-badge {
  color: var(--navy);
}

.page-about .hero-interior .hero-badge {
  background: rgba(255, 255, 255, 0.7);
  border-color: rgba(16, 40, 75, 0.1);
}

.page-about .hero-interior .hero-text {
  color: rgba(24, 32, 47, 0.78);
}

.hero-about .hero-shell {
  grid-template-columns: minmax(0, 1fr) minmax(360px, 0.92fr);
  align-items: stretch;
}

.hero-about .hero-copy {
  max-width: 720px;
}

.hero-about .hero-copy h1 {
  max-width: 10ch;
  margin: 0;
  font-size: clamp(3.2rem, 7vw, 6.5rem);
  line-height: 0.94;
  letter-spacing: -0.06em;
}

.hero-about .hero-text {
  max-width: 34ch;
  margin-top: 1.35rem;
  font-size: clamp(1.08rem, 1.8vw, 1.3rem);
  line-height: 1.65;
}

.hero-value-grid-about {
  margin-top: 1.6rem;
}

.hero-value-card-about {
  background: rgba(255, 255, 255, 0.78);
  border: 1px solid rgba(255, 255, 255, 0.68);
  box-shadow: 0 18px 44px rgba(16, 40, 75, 0.08);
}

.hero-image-wrap-about {
  display: flex;
}

.hero-visual-card-about {
  min-height: 100%;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.32), rgba(255, 255, 255, 0.08)),
    linear-gradient(160deg, #b8cddd 0%, #8ea9bf 100%);
  border: 1px solid rgba(255, 255, 255, 0.65);
}

.hero-visual-card-about img {
  padding: 3.5rem 2.6rem 8rem;
  object-fit: contain;
}

.hero-visual-overlay-about {
  background: rgba(11, 19, 35, 0.8);
}

.hero-visual-list-about {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  border-radius: 999px;
  padding: 0.6rem 1rem;
  background: rgba(255, 255, 255, 0.76);
  color: #173765;
  font-size: 0.92rem;
  border: 1px solid rgba(23, 55, 101, 0.08);
  box-shadow: 0 10px 24px rgba(16, 40, 75, 0.05);
}

.hero-logo {
  width: min(280px, 72vw);
  filter: none;
  opacity: 1;
}

.financial-edge-logo {
  width: 132px;
  height: auto;
}

.hero-actions {
  display: flex;
  justify-content: flex-start;
  flex-wrap: wrap;
  gap: 0.9rem;
  margin-top: 2.1rem;
}

.hero-home-cta {
  display: grid;
  gap: 1.1rem;
  max-width: 42rem;
  margin-top: 1.9rem;
  padding: 1.3rem;
  border-radius: 32px;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.38), rgba(255, 255, 255, 0.17)),
    rgba(199, 214, 229, 0.3);
  border: 1px solid rgba(255, 255, 255, 0.42);
  box-shadow:
    0 28px 56px rgba(16, 40, 75, 0.14),
    inset 0 1px 0 rgba(255, 255, 255, 0.34);
  backdrop-filter: blur(18px);
}

.hero-home-cta-copy {
  display: grid;
  gap: 0.45rem;
}

.hero-home-cta-kicker {
  display: inline-flex;
  align-items: center;
  width: fit-content;
  padding: 0.38rem 0.68rem;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.58);
  color: rgba(16, 40, 75, 0.82);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.hero-home-cta-copy p {
  margin: 0;
  max-width: 38ch;
  color: rgba(23, 55, 101, 0.82);
  font-size: 1.02rem;
  font-weight: 500;
  line-height: 1.55;
}

.hero-home-cta-primary,
.hero-home-contact-panel {
  display: grid;
  gap: 0.7rem;
}

.hero-home-contact-panel {
  padding: 1rem;
  border-radius: 26px;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.28), rgba(255, 255, 255, 0.12)),
    rgba(172, 192, 215, 0.16);
  border: 1px solid rgba(255, 255, 255, 0.28);
}

.hero-home-cta-section-head {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 0.75rem;
  flex-wrap: wrap;
}

.hero-home-cta-section-label {
  color: rgba(16, 40, 75, 0.92);
  font-size: 0.88rem;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.hero-home-cta-section-note {
  color: rgba(23, 55, 101, 0.62);
  font-size: 0.83rem;
  line-height: 1.4;
}

.hero-home-cta .hero-actions {
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr);
  gap: 0.85rem;
  margin-top: 0;
}

.hero-home-cta .hero-actions .button {
  width: 100%;
  min-height: 62px;
  padding-inline: 1.35rem;
}

.hero-home .button-ghost {
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.78), rgba(241, 246, 251, 0.6));
  color: var(--navy);
  border: 1px solid rgba(23, 55, 101, 0.12);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.56);
}

.hero-home .button-ghost:hover,
.hero-home .button-ghost:focus-visible {
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.92), rgba(241, 246, 251, 0.74));
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.66),
    0 12px 28px rgba(16, 40, 75, 0.08);
}

.hero-contact-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin-top: 1.15rem;
  align-items: stretch;
}

.hero-home-cta .hero-contact-bar {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(180px, auto);
  gap: 0.85rem;
  margin-top: 0;
  align-items: stretch;
}

.hero-contact-link {
  width: 100%;
}

.hero-actions .hero-contact-link {
  min-height: 78px;
  padding: 0.98rem 1.02rem 0.98rem 0.98rem;
}

.hero-home-cta .hero-contact-link {
  min-height: 92px;
  padding: 1.15rem 1.2rem;
}

.hero-contact-link .button-call-icon {
  width: 2.55rem;
  height: 2.55rem;
  border-radius: 18px;
  font-size: 1.08rem;
}

.hero-contact-link .button-call-kicker {
  color: rgba(23, 55, 101, 0.68);
}

.hero-contact-link .button-call-value {
  font-size: clamp(1.26rem, 2.3vw, 1.68rem);
}

.hero-contact-link .button-call-action {
  min-height: 2.25rem;
  padding-inline: 0.84rem;
}

.hero-chat-link {
  min-height: 60px;
  padding-inline: 1.3rem;
}

.hero-home-cta .hero-chat-link {
  min-height: 72px;
  padding-inline: 1.45rem;
  align-self: stretch;
}

.hero-chat-link:hover,
.hero-chat-link:focus-visible {
  transform: translateY(-1px);
}

.hero-image-wrap {
  display: block;
  position: relative;
}

.hero-visual-card {
  position: relative;
  overflow: hidden;
  isolation: isolate;
  border-radius: 36px;
  box-shadow: 0 30px 80px rgba(16, 40, 75, 0.16);
  min-height: 700px;
  background: linear-gradient(180deg, #ccdceb 0%, #6f8aa5 100%);
  border: 1px solid rgba(255, 255, 255, 0.42);
}

.hero-visual-card::before {
  content: "";
  position: absolute;
  inset: 1rem 1rem auto 1rem;
  height: 38%;
  border-radius: 28px;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.22), rgba(255, 255, 255, 0));
  pointer-events: none;
  z-index: 1;
}

.hero-visual-card img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-visual-topline {
  position: absolute;
  inset: 1.5rem 1.5rem auto 1.5rem;
  z-index: 2;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.hero-visual-city,
.hero-visual-chip {
  display: inline-flex;
  align-items: center;
  border-radius: 999px;
  padding: 0.55rem 0.9rem;
  backdrop-filter: blur(10px);
}

.hero-visual-city {
  color: var(--white);
  text-transform: uppercase;
  letter-spacing: 0.22em;
  font-size: 0.76rem;
  font-weight: 700;
  background: rgba(16, 40, 75, 0.18);
  border: 1px solid rgba(255, 255, 255, 0.2);
}

.hero-visual-chip {
  color: rgba(23, 55, 101, 0.88);
  background: rgba(255, 255, 255, 0.82);
  border: 1px solid rgba(16, 40, 75, 0.08);
  font-size: 0.84rem;
  font-weight: 600;
}

.hero-visual-overlay {
  position: absolute;
  inset: auto 1.3rem 1.3rem 1.3rem;
  display: grid;
  gap: 1rem;
  padding: 1.35rem;
  border-radius: 26px;
  background: rgba(11, 19, 35, 0.76);
  backdrop-filter: blur(14px);
  color: var(--white);
  z-index: 2;
  border: 1px solid rgba(255, 255, 255, 0.12);
}

.hero-stat {
  display: grid;
  gap: 0.4rem;
}

.hero-stat-kicker {
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
}

.hero-stat strong {
  font-size: 1.28rem;
}

.hero-stat p {
  margin: 0;
  max-width: 34ch;
  color: rgba(255, 255, 255, 0.74);
  font-size: 0.95rem;
}

.hero-visual-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.7rem;
}

.hero-visual-list li {
  padding: 0.75rem 0.85rem;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.09);
  font-size: 0.94rem;
  border: 1px solid rgba(255, 255, 255, 0.07);
}

.power-badge-strip {
  margin-top: -3.5rem;
  position: relative;
  z-index: 2;
}

.power-badge-strip-interior {
  margin-top: -2.1rem;
}

.power-badge-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1.1rem;
}

.power-badge-mark {
  display: grid;
  place-items: center;
  width: 184px;
  height: 184px;
  background:
    radial-gradient(circle at 30% 30%, rgba(255, 255, 255, 0.98), rgba(244, 248, 252, 0.96) 55%, rgba(225, 234, 242, 0.94) 100%);
  border-radius: 999px;
  border: 1px solid rgba(17, 46, 82, 0.08);
  box-shadow:
    0 24px 50px rgba(16, 40, 75, 0.14),
    inset 0 1px 0 rgba(255, 255, 255, 0.85);
}

.power-badge-mark img {
  width: 122px;
  height: auto;
}

.power-badge-copy {
  display: grid;
  justify-items: center;
  gap: 0.35rem;
  max-width: 420px;
  padding: 1rem 1.4rem 1.2rem;
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.82);
  border: 1px solid rgba(17, 46, 82, 0.08);
  box-shadow: 0 18px 36px rgba(16, 40, 75, 0.08);
  backdrop-filter: blur(10px);
  text-align: center;
}

.power-badge-kicker {
  color: #1a9eab;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.power-badge-copy p {
  margin: 0;
  color: #173765;
  font-size: clamp(1.15rem, 2vw, 1.45rem);
  font-weight: 700;
  line-height: 1.15;
}

.power-badge-copy span:last-child {
  color: rgba(24, 32, 47, 0.72);
  font-size: 0.95rem;
  line-height: 1.55;
}

.section {
  padding: 5.5rem 0;
}

.section-soft {
  background:
    radial-gradient(circle at top left, rgba(26, 158, 171, 0.05), transparent 22%),
    var(--bg);
}

.section-dark {
  background: linear-gradient(160deg, #10284b 0%, #09111f 100%);
}

.section-dark .eyebrow,
.section-dark h2,
.section-dark h3,
.section-dark p,
.section-dark .text-link {
  color: var(--white);
}

.section-dark .callout-card,
.section-dark .case-card {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.12);
  box-shadow: none;
}

.section-lenders {
  padding-top: 2rem;
}

.section-heading {
  max-width: 860px;
  margin-bottom: 2rem;
}

.section-heading.centered,
.centered-stack {
  margin-left: auto;
  margin-right: auto;
  text-align: center;
}

.feature-banner,
.cta-shell {
  display: grid;
  grid-template-columns: 1.2fr auto;
  gap: 1rem;
  align-items: center;
  padding: 2.2rem 2.4rem;
  background: #edf9fb;
  border-radius: 30px;
  box-shadow: var(--shadow-soft);
}

.callout-card,
.case-card,
.contact-card,
.eligibility-card,
.eligibility-intro-card,
.feature-banner,
.cta-shell {
  border: 1px solid rgba(16, 40, 75, 0.08);
}

.lender-carousel {
  position: relative;
  overflow: hidden;
  padding: 0.4rem 0 0.8rem;
}

.lender-carousel-viewport {
  position: relative;
  overflow: hidden;
  padding: 0;
}

.lender-carousel-track {
  display: flex;
  width: max-content;
  align-items: center;
  gap: 4rem;
  will-change: transform;
}

.lender-card {
  min-height: 150px;
  width: clamp(250px, 24vw, 360px);
  display: grid;
  align-content: center;
  justify-items: center;
  padding: 0;
  text-align: center;
}

.lender-card-logo {
  width: min(100%, 320px);
  min-height: 128px;
  display: grid;
  place-items: center;
}

.lender-card-logo img {
  width: auto;
  max-width: min(100%, 300px);
  max-height: 120px;
  object-fit: contain;
}

.lender-card-logo-symbol img {
  max-height: 92px;
}

.lender-card-logo-wordmark img {
  max-height: 110px;
}

.lender-card-logo-commbank {
  gap: 0.55rem;
}

.lender-card-name {
  color: var(--navy);
  line-height: 1.05;
  font-size: 1.15rem;
  letter-spacing: -0.03em;
}

.lender-card-name strong {
  font-weight: 800;
}

.lender-card-name span {
  font-weight: 500;
}

.lender-carousel:hover .lender-carousel-track,
.lender-carousel:focus-within .lender-carousel-track {
  cursor: default;
}

.about-split,
.split-layout,
.contact-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  align-items: center;
}

.art-panel img {
  width: 100%;
  border-radius: 30px;
  box-shadow: var(--shadow);
}

.check-list {
  list-style: none;
  padding: 0;
  margin: 1.5rem 0 0;
  display: grid;
  gap: 0.8rem;
}

.approach-summary {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(320px, 0.92fr);
  gap: 1.4rem;
  margin-top: 2rem;
  align-items: stretch;
}

.approach-summary-card {
  padding: 1.7rem 1.75rem;
  border-radius: 30px;
  border: 1px solid rgba(16, 40, 75, 0.08);
  box-shadow: var(--shadow-soft);
}

.approach-summary-intro {
  background:
    radial-gradient(circle at top left, rgba(26, 158, 171, 0.13), transparent 34%),
    linear-gradient(180deg, rgba(255, 255, 255, 0.98), rgba(245, 249, 252, 0.96));
}

.approach-summary-list-card {
  background: rgba(255, 255, 255, 0.92);
}

.approach-summary-label {
  margin: 0 0 0.8rem;
  font-size: 0.8rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  font-weight: 800;
  color: rgba(16, 40, 75, 0.6);
}

.approach-summary-intro p:last-child {
  margin-bottom: 0;
}

.approach-summary-list-card .check-list {
  margin-top: 0.3rem;
}

.approach-follow-up {
  margin-top: 1.15rem;
  padding: 1.15rem 1.35rem;
  border-left: 4px solid rgba(26, 158, 171, 0.34);
  background: rgba(255, 255, 255, 0.68);
  border-radius: 0 24px 24px 0;
}

.approach-follow-up p {
  margin: 0;
}

.check-list li {
  position: relative;
  padding-left: 2rem;
  color: var(--ink);
  font-size: 1.02rem;
}

.check-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  width: 1.4rem;
  height: 1.4rem;
  border-radius: 999px;
  background: var(--teal);
  color: var(--white);
  display: grid;
  place-items: center;
  font-size: 0.9rem;
}

.inline-actions {
  margin-top: 1.8rem;
}

.three-grid,
.four-grid,
.story-grid,
.case-grid,
.testimonial-grid {
  display: grid;
  gap: 1.2rem;
}

.three-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.four-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.story-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.case-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.testimonial-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.callout-card,
.case-card,
.contact-card,
.eligibility-card,
.eligibility-intro-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 1.6rem;
  box-shadow: var(--shadow-soft);
}

.callout-card-link {
  display: block;
  color: inherit;
  text-decoration: none;
  transition:
    transform 0.18s ease,
    box-shadow 0.18s ease,
    border-color 0.18s ease;
}

.callout-card-link:hover,
.callout-card-link:focus-visible {
  transform: translateY(-3px);
  border-color: rgba(26, 158, 171, 0.28);
  box-shadow: 0 22px 50px rgba(16, 40, 75, 0.12);
}

.callout-card-link:focus-visible {
  outline: 3px solid rgba(26, 158, 171, 0.22);
  outline-offset: 3px;
}

.case-card.light {
  background: rgba(255, 255, 255, 0.92);
}

.text-link {
  color: var(--teal);
  font-weight: 700;
}

.grid-follow-up {
  margin-top: 1.6rem;
}

.deal-structures-intro {
  display: grid;
  grid-template-columns: minmax(0, 1.18fr) minmax(320px, 0.82fr);
  gap: 2.2rem;
  align-items: end;
}

.deal-structures-copy {
  max-width: 44rem;
}

.deal-structures-copy h2 {
  max-width: 11ch;
  margin-bottom: 1rem;
}

.deal-structures-copy p {
  max-width: 38rem;
}

.deal-structures-lead {
  font-size: 1.16rem;
  line-height: 1.7;
  color: rgba(16, 40, 75, 0.82);
}

.deal-structures-note {
  padding: 1.45rem 1.5rem;
  border-radius: 28px;
  border: 1px solid rgba(16, 40, 75, 0.08);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.94), rgba(245, 249, 252, 0.92));
  box-shadow: var(--shadow-soft);
}

.deal-structures-note-label {
  margin: 0 0 0.75rem;
  font-size: 0.78rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  font-weight: 800;
  color: rgba(16, 40, 75, 0.58);
}

.deal-structures-note p:last-child {
  margin-bottom: 0;
}

.lender-assessment-follow-up {
  margin-top: 1.8rem;
}

.property-intro-layout {
  align-items: start;
}

.property-intro-copy,
.property-intro-side {
  max-width: 40rem;
}

.property-intro-copy h2,
.property-intro-side h2 {
  margin-bottom: 1rem;
}

.property-intro-copy p,
.property-intro-side > p {
  max-width: 38rem;
}

.property-intro-side .check-list {
  margin-top: 1.25rem;
}

.property-intro-side .check-list + p {
  margin-top: 1.3rem;
}

.property-private-layout {
  align-items: start;
}

.property-private-copy,
.property-private-side {
  max-width: 40rem;
}

.property-private-copy h2 {
  margin-bottom: 1rem;
}

.property-private-copy p {
  max-width: 38rem;
}

.property-private-side .eyebrow {
  margin-bottom: 1.35rem;
}

.property-private-side .check-list {
  margin-top: 0;
}

.property-solutions-follow-up {
  margin-top: 1.8rem;
}

.property-second-layout {
  align-items: start;
}

.property-second-copy,
.property-second-side {
  max-width: 40rem;
}

.property-second-copy h2 {
  margin-bottom: 1rem;
}

.property-second-copy p {
  max-width: 38rem;
}

.property-second-side .eyebrow {
  margin-bottom: 1.35rem;
}

.property-second-side .check-list {
  margin-top: 0;
}

.property-vineyard-layout {
  align-items: start;
}

.property-vineyard-copy,
.property-vineyard-side {
  max-width: 40rem;
}

.property-vineyard-copy h2 {
  margin-bottom: 1rem;
}

.property-vineyard-copy p,
.property-vineyard-side > p {
  max-width: 38rem;
}

.property-vineyard-side .eyebrow {
  margin-bottom: 1.35rem;
}

.property-vineyard-side .check-list {
  margin-top: 1.25rem;
}

.property-vineyard-follow-up {
  margin-top: 1.8rem;
}

.property-docs-follow-up {
  margin-top: 1.8rem;
}

.property-why-follow-up {
  margin-top: 1.8rem;
}

.business-use-cases-follow-up {
  margin-top: 1.8rem;
}

.business-docs-follow-up {
  margin-top: 1.8rem;
}

.business-why-follow-up {
  margin-top: 1.8rem;
}

.smsf-intro-layout {
  align-items: start;
}

.smsf-intro-copy,
.smsf-intro-side {
  max-width: 40rem;
}

.smsf-intro-copy h2,
.smsf-intro-side h2 {
  margin-bottom: 1rem;
}

.smsf-intro-copy p,
.smsf-intro-side > p {
  max-width: 38rem;
}

.smsf-intro-side .check-list {
  margin-top: 1.25rem;
}

.smsf-intro-side .check-list + p {
  margin-top: 1.3rem;
}

.smsf-assessment-follow-up {
  margin-top: 1.8rem;
}

.smsf-why-layout {
  align-items: start;
}

.smsf-why-copy,
.smsf-why-side {
  max-width: 40rem;
}

.smsf-why-copy h2 {
  margin-bottom: 1rem;
}

.smsf-why-copy p {
  max-width: 38rem;
}

.smsf-why-side .eyebrow {
  margin-bottom: 1.35rem;
}

.smsf-why-side .check-list {
  margin-top: 0;
}

.private-intro-layout {
  align-items: start;
}

.private-intro-copy,
.private-intro-side {
  max-width: 40rem;
}

.private-intro-copy h2,
.private-intro-side h2 {
  margin-bottom: 1rem;
}

.private-intro-copy p,
.private-intro-side > p {
  max-width: 38rem;
}

.private-intro-side .check-list {
  margin-top: 1.25rem;
}

.private-intro-follow-up {
  margin-top: 1.3rem;
}

.stacked-cards {
  display: grid;
  gap: 1rem;
}

.about-story-stack .callout-card {
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.96), rgba(246, 249, 252, 0.96));
}

.about-feature-banner {
  background:
    linear-gradient(135deg, rgba(26, 158, 171, 0.08), rgba(16, 40, 75, 0.05)),
    #f7fbfd;
}

.eligibility-form input,
.eligibility-form select {
  width: 100%;
  border: 1px solid rgba(16, 40, 75, 0.1);
  border-radius: 18px;
  background: #f8fbfe;
  min-height: 56px;
  padding: 0.95rem 1rem;
  font: inherit;
  color: var(--navy);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.8);
}

.eligibility-form input[type="number"] {
  appearance: textfield;
  -moz-appearance: textfield;
}

.eligibility-form input[type="number"]::-webkit-outer-spin-button,
.eligibility-form input[type="number"]::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}

.eligibility-currency-input {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr);
  align-items: center;
  min-height: 56px;
  padding: 0 1rem 0 0.95rem;
  border: 1px solid rgba(16, 40, 75, 0.1);
  border-radius: 18px;
  background:
    linear-gradient(180deg, #fbfdff, #f3f8fc);
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.84),
    0 10px 24px rgba(16, 40, 75, 0.04);
}

.eligibility-currency-prefix {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 2.25rem;
  height: 2.25rem;
  margin-right: 0.2rem;
  border-radius: 14px;
  background: rgba(16, 40, 75, 0.06);
  color: var(--navy);
  font-size: 1rem;
  font-weight: 800;
  line-height: 1;
}

.eligibility-currency-input input {
  min-height: 0;
  padding: 0;
  border: 0;
  border-radius: 0;
  background: transparent;
  box-shadow: none;
  font-size: 1.05rem;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.eligibility-currency-input:focus-within {
  border-color: rgba(26, 158, 171, 0.34);
  box-shadow:
    0 0 0 3px rgba(26, 158, 171, 0.14),
    inset 0 1px 0 rgba(255, 255, 255, 0.84);
}

.eligibility-currency-input input:focus-visible {
  outline: none;
}

.eligibility-form select {
  appearance: none;
  -webkit-appearance: none;
  padding-right: 3rem;
  background-image:
    linear-gradient(45deg, transparent 50%, var(--navy) 50%),
    linear-gradient(135deg, var(--navy) 50%, transparent 50%);
  background-position:
    calc(100% - 22px) calc(50% - 3px),
    calc(100% - 16px) calc(50% - 3px);
  background-size: 6px 6px, 6px 6px;
  background-repeat: no-repeat;
}

.eligibility-layout {
  display: grid;
  grid-template-columns: minmax(320px, 0.85fr) minmax(0, 1.15fr);
  gap: 1.75rem;
  align-items: start;
}

.eligibility-intro-card {
  position: sticky;
  top: 6.5rem;
  padding: 2rem;
  background:
    radial-gradient(circle at top right, rgba(26, 158, 171, 0.16), transparent 34%),
    linear-gradient(160deg, rgba(255, 255, 255, 0.99), rgba(243, 248, 252, 0.94));
  border: 1px solid rgba(16, 40, 75, 0.08);
  border-radius: 32px;
  box-shadow: var(--shadow-soft);
}

.eligibility-story h2 {
  margin-bottom: 1rem;
}

.eligibility-story p:last-child {
  margin-bottom: 0;
}

.eligibility-workflow {
  display: grid;
  gap: 0.9rem;
  margin: 1.5rem 0 1rem;
}

.eligibility-step-card {
  padding: 1.1rem 1.15rem;
  border-radius: 24px;
  border: 1px solid rgba(16, 40, 75, 0.08);
  background: rgba(255, 255, 255, 0.82);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.8);
}

.eligibility-step-index {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 0.2rem 0.75rem;
  border-radius: 999px;
  background: rgba(26, 158, 171, 0.1);
  color: var(--teal);
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.eligibility-step-card h3 {
  margin: 0.75rem 0 0.45rem;
  font-size: 1.08rem;
}

.eligibility-step-card p {
  margin: 0;
  font-size: 0.96rem;
}

.eligibility-data-points {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin: 0 0 1.5rem;
}

.eligibility-data-points span {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 0.2rem 0.75rem;
  border-radius: 999px;
  background: rgba(16, 40, 75, 0.06);
  color: var(--navy);
  font-size: 0.78rem;
  font-weight: 700;
}

.eligibility-paths {
  display: grid;
  gap: 0.9rem;
  margin: 1.5rem 0;
}

.eligibility-path-card {
  padding: 1rem 1.05rem;
  border-radius: 22px;
  border: 1px solid rgba(16, 40, 75, 0.08);
  background: rgba(255, 255, 255, 0.78);
}

.eligibility-path-card p {
  margin: 0.4rem 0 0;
  font-size: 0.96rem;
}

.eligibility-path-label {
  display: inline-flex;
  align-items: center;
  min-height: 36px;
  padding: 0.3rem 0.8rem;
  border-radius: 999px;
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.eligibility-path-card.status-pass .eligibility-path-label {
  background: rgba(22, 163, 74, 0.12);
  color: #166534;
}

.eligibility-path-card.status-refer .eligibility-path-label {
  background: rgba(245, 158, 11, 0.15);
  color: #92400e;
}

.eligibility-path-card.status-fail .eligibility-path-label {
  background: rgba(220, 38, 38, 0.12);
  color: #991b1b;
}

.eligibility-form {
  display: grid;
  gap: 1.15rem;
}

.eligibility-shell {
  display: grid;
  gap: 1rem;
}

.eligibility-progress-rail {
  height: 10px;
  overflow: hidden;
  border-radius: 999px;
  background: rgba(16, 40, 75, 0.08);
}

.eligibility-progress-fill {
  display: block;
  height: 100%;
  border-radius: inherit;
  background: linear-gradient(90deg, #1a9eab 0%, #173765 100%);
}

.eligibility-card {
  padding: 1.9rem;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.99), rgba(245, 249, 253, 0.96));
}

.eligibility-card-header {
  display: grid;
  gap: 0.8rem;
  margin-bottom: 1.35rem;
  padding-bottom: 1.2rem;
  border-bottom: 1px solid rgba(16, 40, 75, 0.08);
}

.eligibility-card-header h3 {
  margin-bottom: 0.35rem;
  font-size: clamp(1.45rem, 2.4vw, 2rem);
}

.eligibility-card-header p {
  margin: 0;
  max-width: 40rem;
}

.eligibility-form-section {
  padding: 1rem;
  border-radius: 24px;
  background: rgba(16, 40, 75, 0.03);
  border: 1px solid rgba(16, 40, 75, 0.06);
}

.eligibility-form-section-header {
  margin-bottom: 0.95rem;
}

.eligibility-form-section-header span {
  display: inline-flex;
  align-items: center;
  min-height: 32px;
  padding: 0.2rem 0.7rem;
  border-radius: 999px;
  background: rgba(16, 40, 75, 0.07);
  color: var(--navy);
  font-size: 0.74rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.eligibility-form-section-header p {
  margin: 0.55rem 0 0;
  font-size: 0.95rem;
}

.eligibility-form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.eligibility-purpose-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.9rem;
}

.eligibility-purpose-card {
  display: grid;
  gap: 0.5rem;
  width: 100%;
  min-height: 124px;
  padding: 1rem;
  border-radius: 24px;
  border: 1px solid rgba(16, 40, 75, 0.08);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.96), rgba(244, 249, 253, 0.92));
  color: var(--navy);
  text-align: left;
  cursor: pointer;
  transition:
    transform 0.18s ease,
    border-color 0.18s ease,
    box-shadow 0.18s ease,
    background 0.18s ease;
}

.eligibility-purpose-card strong {
  font-size: 1rem;
  line-height: 1.2;
}

.eligibility-purpose-card span {
  color: var(--muted);
  font-size: 0.92rem;
  line-height: 1.45;
}

.eligibility-purpose-card:hover,
.eligibility-purpose-card:focus-visible,
.eligibility-purpose-card.is-active {
  border-color: rgba(26, 158, 171, 0.36);
  box-shadow: 0 16px 30px rgba(16, 40, 75, 0.09);
  transform: translateY(-1px);
}

.eligibility-purpose-card.is-active {
  background:
    radial-gradient(circle at top right, rgba(26, 158, 171, 0.12), transparent 40%),
    linear-gradient(180deg, rgba(255, 255, 255, 0.98), rgba(239, 249, 251, 0.96));
}

.eligibility-field {
  display: grid;
  gap: 0.5rem;
}

.eligibility-field-full {
  grid-column: 1 / -1;
}

.eligibility-field.is-disabled {
  opacity: 0.9;
}

.eligibility-field > span {
  color: var(--navy);
  font-size: 0.88rem;
  font-weight: 700;
}

.eligibility-field-hint {
  margin: 0;
  font-size: 0.84rem;
  color: var(--muted);
}

.eligibility-kicker,
.contact-card-kicker,
.eligibility-meta-label {
  margin: 0 0 0.55rem;
  color: var(--teal);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.eligibility-side-actions,
.contact-primary-actions,
.eligibility-result-actions,
.eligibility-submit-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  align-items: stretch;
}

.steps-cta-row {
  margin-top: 1.45rem;
}

.eligibility-submit-row p {
  margin: 0;
  max-width: 30rem;
}

.eligibility-form-toolbar {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 1rem;
  padding: 1rem 0 0;
}

.eligibility-inline-note {
  margin: 0;
  max-width: 36rem;
  font-size: 0.95rem;
}

.eligibility-form-toolbar .button[disabled] {
  opacity: 0.55;
  cursor: not-allowed;
  pointer-events: none;
}

.eligibility-result {
  margin-top: 1.25rem;
  padding: 1.45rem;
  border-radius: 28px;
  background: linear-gradient(180deg, rgba(16, 40, 75, 0.05), rgba(16, 40, 75, 0.02));
  border: 1px solid rgba(16, 40, 75, 0.08);
}

.eligibility-result-empty-state {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1rem;
  align-items: center;
}

.eligibility-result-empty-mark {
  width: 56px;
  height: 56px;
  border-radius: 18px;
  display: grid;
  place-items: center;
  background: rgba(16, 40, 75, 0.08);
  color: var(--navy);
  font-size: 1.35rem;
  font-weight: 800;
}

.eligibility-result h3 {
  margin-bottom: 0.55rem;
  font-size: clamp(1.2rem, 1.8vw, 1.45rem);
}

.eligibility-result-empty {
  margin: 0;
}

.eligibility-result-topline {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  margin-bottom: 0.85rem;
}

.eligibility-result-badge {
  display: inline-flex;
  align-items: center;
  min-height: 40px;
  padding: 0.4rem 0.9rem;
  border-radius: 999px;
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.eligibility-result.status-pass .eligibility-result-badge {
  background: rgba(22, 163, 74, 0.12);
  color: #166534;
}

.eligibility-result.status-refer .eligibility-result-badge {
  background: rgba(245, 158, 11, 0.14);
  color: #92400e;
}

.eligibility-result.status-fail .eligibility-result-badge {
  background: rgba(220, 38, 38, 0.12);
  color: #991b1b;
}

.eligibility-result-meta {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
  margin: 1rem 0;
}

.eligibility-result-meta strong {
  color: var(--navy);
  display: block;
}

.eligibility-result-section + .eligibility-result-section {
  margin-top: 1.25rem;
}

.eligibility-result-section h4 {
  margin: 0 0 0.75rem;
  color: var(--navy);
  font-size: 1rem;
  font-family: "Helvetica Neue", Arial, sans-serif;
  letter-spacing: -0.02em;
}

.eligibility-reasons {
  margin: 0 0 1rem;
  padding-left: 1.2rem;
  color: var(--ink);
}

.eligibility-reasons li + li {
  margin-top: 0.4rem;
}

.eligibility-missing-list {
  display: flex;
  flex-wrap: wrap;
  gap: 0.55rem;
  margin: 1rem 0 0;
  padding: 0;
  list-style: none;
}

.eligibility-missing-list li {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 0.2rem 0.75rem;
  border-radius: 999px;
  background: rgba(16, 40, 75, 0.07);
  color: var(--navy);
  font-size: 0.84rem;
  font-weight: 700;
}

.eligibility-offer-grid,
.eligibility-document-list {
  display: grid;
  gap: 0.85rem;
}

.eligibility-offer-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.eligibility-offer-card,
.eligibility-document-card,
.eligibility-fallback-card {
  padding: 1rem;
  border-radius: 22px;
  border: 1px solid rgba(16, 40, 75, 0.08);
  background: rgba(255, 255, 255, 0.82);
}

.eligibility-offer-card strong,
.eligibility-document-card strong,
.eligibility-fallback-card strong {
  display: block;
  color: var(--navy);
}

.eligibility-offer-card p,
.eligibility-document-card p,
.eligibility-fallback-card p {
  margin: 0.5rem 0 0;
  font-size: 0.92rem;
}

.eligibility-offer-card span,
.eligibility-document-card span,
.eligibility-fallback-card span {
  display: block;
  margin-top: 0.45rem;
  color: var(--muted);
  font-size: 0.84rem;
}

.eligibility-document-topline {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 0.65rem;
}

.eligibility-document-topline span {
  display: inline-flex;
  align-items: center;
  min-height: 30px;
  padding: 0.15rem 0.65rem;
  border-radius: 999px;
  font-size: 0.73rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.eligibility-document-card.status-required .eligibility-document-topline span {
  background: rgba(22, 163, 74, 0.12);
  color: #166534;
}

.eligibility-document-card.status-conditional .eligibility-document-topline span {
  background: rgba(245, 158, 11, 0.14);
  color: #92400e;
}

.eligibility-document-card.status-optional .eligibility-document-topline span {
  background: rgba(16, 40, 75, 0.08);
  color: var(--navy);
}

.eligibility-fallback-card {
  border-color: rgba(245, 158, 11, 0.24);
  background: rgba(245, 158, 11, 0.08);
}

.contact-layout-single {
  grid-template-columns: 1fr;
}

.contact-hero-card {
  background:
    radial-gradient(circle at top right, rgba(26, 158, 171, 0.14), transparent 34%),
    linear-gradient(160deg, rgba(255, 255, 255, 0.99), rgba(243, 248, 252, 0.95));
}

.contact-phone-link,
.footer-phone {
  color: var(--navy);
  font-weight: 800;
  letter-spacing: -0.03em;
}

.contact-phone-link {
  font-size: clamp(2rem, 4vw, 3.3rem);
}

.footer-phone {
  font-size: 1.5rem;
}

.footer-chat-button {
  margin-top: 0.9rem;
}

.privacy-overview,
.privacy-layout {
  display: grid;
  gap: 1.5rem;
}

.privacy-overview {
  grid-template-columns: minmax(0, 1.3fr) minmax(300px, 0.7fr);
  align-items: stretch;
}

.privacy-brand-card,
.privacy-detail-card,
.privacy-side-card,
.privacy-document-card,
.privacy-subsection {
  background: rgba(255, 255, 255, 0.94);
  border: 1px solid rgba(16, 40, 75, 0.08);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}

.privacy-brand-card,
.privacy-side-card,
.privacy-document-card {
  padding: 1.8rem;
}

.privacy-detail-card,
.privacy-subsection {
  padding: 1.4rem;
}

.privacy-brand-card {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at top right, rgba(26, 158, 171, 0.16), transparent 34%),
    linear-gradient(160deg, rgba(255, 255, 255, 0.98), rgba(243, 248, 252, 0.92));
}

.privacy-brand-mark {
  width: 82px;
  height: 82px;
  border-radius: 24px;
  display: grid;
  place-items: center;
  background: rgba(16, 40, 75, 0.06);
  margin-bottom: 1.2rem;
}

.privacy-page-logo {
  width: min(240px, 52vw);
  margin-bottom: 1rem;
}

.privacy-overline,
.privacy-card-kicker,
.privacy-section-kicker {
  margin: 0 0 0.6rem;
  color: var(--teal);
  font-size: 0.8rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.privacy-meta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 1.25rem;
}

.privacy-meta-row span {
  display: inline-flex;
  align-items: center;
  min-height: 40px;
  padding: 0.45rem 0.85rem;
  border-radius: 999px;
  background: rgba(16, 40, 75, 0.06);
  color: var(--navy);
  font-size: 0.92rem;
  font-weight: 700;
}

.privacy-contact-stack {
  display: grid;
  gap: 1rem;
}

.privacy-list {
  margin: 1rem 0 0;
  padding-left: 1.2rem;
  color: var(--ink);
}

.privacy-list li + li {
  margin-top: 0.55rem;
}

.privacy-list-compact {
  margin-top: 0.8rem;
}

.privacy-layout {
  grid-template-columns: minmax(260px, 0.42fr) minmax(0, 1fr);
  align-items: start;
}

.privacy-side-panel {
  display: grid;
  gap: 1rem;
  position: sticky;
  top: 6.5rem;
}

.privacy-toc {
  display: grid;
  gap: 0.55rem;
}

.privacy-toc a {
  padding: 0.8rem 0.95rem;
  border-radius: 18px;
  background: rgba(16, 40, 75, 0.04);
  color: var(--navy);
  font-weight: 700;
  transition: background 0.18s ease, transform 0.18s ease;
}

.privacy-toc a:hover,
.privacy-toc a:focus-visible {
  background: rgba(26, 158, 171, 0.12);
  transform: translateX(2px);
}

.privacy-document-header {
  padding-bottom: 1.4rem;
  border-bottom: 1px solid rgba(16, 40, 75, 0.08);
  margin-bottom: 1.4rem;
}

.privacy-document-section + .privacy-document-section {
  margin-top: 1.6rem;
}

.privacy-section-header {
  margin-bottom: 1rem;
}

.privacy-section-header p:last-child {
  max-width: 58rem;
}

.privacy-section-body {
  display: grid;
  gap: 1rem;
}

.privacy-subsection h3 {
  margin-bottom: 0.7rem;
  font-size: clamp(1.1rem, 1.7vw, 1.35rem);
}

.privacy-subsection p:last-child {
  margin-bottom: 0;
}

.privacy-note {
  margin-top: 1rem;
  padding: 0.95rem 1rem;
  border-radius: 18px;
  background: rgba(16, 40, 75, 0.05);
  color: var(--ink);
}

.site-footer {
  background: #0b1323;
  color: rgba(255, 255, 255, 0.75);
  padding: 3rem 0 2rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.72fr 0.78fr;
  gap: 2rem;
}

.site-footer h3,
.site-footer p,
.site-footer a {
  color: rgba(255, 255, 255, 0.78);
}

.site-footer h3 {
  margin-bottom: 0.8rem;
}

.site-footer a,
.site-footer p {
  display: block;
  margin-bottom: 0.65rem;
}

.footer-links-column,
.footer-contact-column {
  display: grid;
  align-content: start;
}

.footer-links-column a,
.footer-contact-column a {
  width: fit-content;
}

.footer-logo {
  width: min(280px, 60vw);
  margin-bottom: 1rem;
}

.footer-brand-column,
.footer-links-column,
.footer-contact-column {
  min-width: 0;
}

.footer-powered-block {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-top: 1.15rem;
  padding: 1rem 1.1rem;
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.07);
}

.footer-powered-logo {
  width: 88px;
  height: auto;
  flex: 0 0 auto;
  opacity: 0.95;
}

.footer-powered-copy {
  display: grid;
  gap: 0.2rem;
}

.footer-powered-label {
  color: var(--white);
  font-weight: 700;
}

.footer-legal-link {
  color: rgba(255, 255, 255, 0.58);
  text-decoration: none;
}

.footer-chat-button {
  margin-top: 0.9rem;
  width: fit-content;
}

.footer-bottom {
  margin-top: 1.6rem;
  padding-top: 1.2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.crisp-launcher {
  position: fixed;
  right: 1.2rem;
  bottom: 1.2rem;
  z-index: 60;
}

.crisp-launcher-button {
  min-width: 0;
  text-align: center;
  font-size: 0.96rem;
}

#crisp-chatbox .cc-kv6t,
#crisp-chatbox .cc-1brb6,
#crisp-chatbox .cc-unoo,
#crisp-chatbox .cc-1xryj {
  display: none !important;
}

button,
input,
textarea,
select {
  font: inherit;
}

button:focus-visible,
input:focus-visible,
textarea:focus-visible,
select:focus-visible,
a:focus-visible {
  outline: 2px solid var(--teal);
  outline-offset: 2px;
}

@media (max-width: 1080px) {
  .three-grid,
  .story-grid,
  .testimonial-grid,
  .footer-grid,
  .contact-layout,
  .about-split,
  .split-layout,
  .approach-summary,
  .deal-structures-intro,
  .feature-banner,
  .cta-shell,
  .eligibility-layout {
    grid-template-columns: 1fr;
  }

  .four-grid,
  .case-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .hero-interior .hero-shell,
  .hero-about .hero-shell {
    grid-template-columns: 1fr;
  }

  .privacy-overview,
  .privacy-layout {
    grid-template-columns: 1fr;
  }

  .eligibility-intro-card {
    position: static;
  }

  .eligibility-card-header {
    grid-template-columns: 1fr;
  }

  .privacy-side-panel {
    position: static;
  }

  .lender-carousel {
    padding: 0.25rem 0 0.65rem;
  }

  .lender-card {
    width: clamp(220px, 40vw, 290px);
  }

  .deal-structures-copy h2,
  .deal-structures-copy p {
    max-width: none;
  }
}

@media (max-width: 860px) {
  .nav-toggle {
    display: inline-flex;
  }

  .nav-actions {
    margin-left: auto;
    position: static;
  }

  .header-phone {
    display: none;
  }

  .nav-panel {
    position: absolute;
    left: 1rem;
    right: 1rem;
    top: calc(100% + 0.6rem);
    display: grid;
    gap: 0.8rem;
    padding: 1rem;
    border-radius: 28px;
    background: rgba(255, 255, 255, 0.98);
    border: 1px solid rgba(16, 40, 75, 0.08);
    box-shadow: 0 24px 60px rgba(16, 40, 75, 0.14);
    opacity: 0;
    pointer-events: none;
    transform: translateY(-8px);
    transition: 0.2s ease;
    backdrop-filter: blur(18px);
  }

  .site-nav {
    display: grid;
    gap: 0.3rem;
  }

  .site-nav > a,
  .nav-dropdown-trigger {
    width: 100%;
    justify-content: space-between;
  }

  .nav-dropdown {
    display: grid;
    gap: 0.2rem;
  }

  .brand-logo {
    width: min(180px, 38vw);
  }

  .nav-dropdown-menu {
    position: static;
    transform: none;
    min-width: 0;
    padding: 0.2rem 0 0.1rem 0.9rem;
    border: 0;
    border-radius: 0;
    box-shadow: none;
    background: transparent;
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    display: none;
  }

  .nav-dropdown.is-open .nav-dropdown-menu {
    display: grid;
  }

  .nav-dropdown-menu a {
    padding: 0.62rem 0.85rem;
    font-size: 0.92rem;
    white-space: normal;
    border-radius: 14px;
  }

  .nav-panel.is-open {
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0);
  }

  .nav-cta {
    min-width: 0;
    width: 100%;
  }

  .nav-cta-label {
    white-space: normal;
  }

  .hero-shell,
  .four-grid,
  .case-grid {
    grid-template-columns: 1fr;
  }

  .approach-summary-card {
    padding: 1.4rem 1.3rem;
    border-radius: 24px;
  }

  .deal-structures-note {
    padding: 1.25rem 1.2rem;
    border-radius: 22px;
  }

  .approach-follow-up {
    padding: 1rem 1.1rem;
    border-radius: 0 20px 20px 0;
  }

  .lender-carousel {
    padding-bottom: 0.5rem;
  }

  .hero-home {
    min-height: auto;
  }

  .hero-home::before,
  .hero-home .hero-backdrop {
    opacity: 0.8;
  }

  .hero-copy {
    max-width: none;
  }

  .hero-standard .hero-copy-panel {
    padding: 1.35rem;
    border-radius: 28px;
  }

  .page-areas-expertise .hero-value-grid-interior {
    grid-template-columns: 1fr;
  }

  .page-case-studies .hero-value-grid-interior {
    grid-template-columns: 1fr;
  }

  .hero-title,
  .hero-title span:last-child,
  .hero-text-home,
  .hero-stat p {
    max-width: none;
  }

  .hero-value-grid {
    grid-template-columns: 1fr;
  }

  .hero-visual-list-interior {
    grid-template-columns: 1fr;
  }

  .hero-title {
    font-size: clamp(2.9rem, 12vw, 4.5rem);
    line-height: 0.98;
  }

  .hero-home .eyebrow {
    letter-spacing: 0.15em;
  }

  .hero-actions {
    justify-content: flex-start;
  }

  .hero-home-cta {
    padding: 1rem;
    border-radius: 26px;
  }

  .hero-home-contact-panel {
    padding: 0.9rem;
    border-radius: 22px;
  }

  .hero-home-cta .hero-actions,
  .hero-home-cta .hero-contact-bar {
    grid-template-columns: 1fr;
  }

  .eligibility-form-grid,
  .eligibility-result-meta,
  .eligibility-offer-grid {
    grid-template-columns: 1fr;
  }

  .eligibility-intro-card,
  .eligibility-card {
    padding: 1.35rem;
    border-radius: 24px;
  }

  .eligibility-form-section {
    padding: 0.9rem;
  }

  .eligibility-result-empty-state {
    grid-template-columns: 1fr;
  }

  .eligibility-purpose-grid {
    grid-template-columns: 1fr;
  }

  .hero-visual-card {
    min-height: 440px;
  }

  .hero-visual-overlay {
    inset: auto 1rem 1rem 1rem;
    padding: 1.1rem;
  }

  .hero-visual-topline {
    flex-direction: column;
    align-items: flex-start;
  }

  .hero {
    padding-top: 1rem;
  }

  .section {
    padding: 4.2rem 0;
  }

  .power-badge-strip {
    margin-top: -2.5rem;
  }

  .power-badge-mark {
    width: 156px;
    height: 156px;
  }

  .power-badge-copy {
    max-width: 100%;
    padding-inline: 1rem;
  }

  .power-badge-mark {
    width: 150px;
    height: 150px;
  }

  .hero-visual-list {
    grid-template-columns: 1fr;
  }

  .lender-card {
    min-height: 136px;
    width: clamp(210px, 72vw, 270px);
  }

  .lender-card-logo {
    min-height: 104px;
    width: min(100%, 240px);
  }

  .lender-card-logo img {
    max-width: min(100%, 220px);
    max-height: 84px;
  }

  .lender-card-logo-symbol img {
    max-height: 70px;
  }

  .lender-card-name {
    font-size: 1rem;
  }

  .crisp-launcher {
    right: 0.85rem;
    bottom: 0.85rem;
  }

  .crisp-launcher-button {
    min-width: 0;
    width: min(280px, calc(100vw - 1.7rem));
  }

  .footer-powered-block {
    align-items: flex-start;
  }
}

/* Launch refresh */
:root {
  --bg: #f5f3ee;
  --bg-soft: #eef2f8;
  --surface: rgba(255, 255, 255, 0.84);
  --surface-strong: #ffffff;
  --panel: #0f2240;
  --panel-2: #172f59;
  --panel-soft: #dfe8f5;
  --brand: #0f7f78;
  --brand-strong: #095f5a;
  --brand-soft: #d8f2ef;
  --accent: #d8a55a;
  --ink: #172033;
  --muted: #566178;
  --line: rgba(15, 34, 64, 0.12);
  --shadow: 0 18px 55px rgba(15, 34, 64, 0.1);
  --shadow-soft: 0 10px 28px rgba(15, 34, 64, 0.08);
  --radius: 26px;
  --radius-sm: 18px;
  --container: 1180px;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: "Avenir Next", "Segoe UI", "Trebuchet MS", sans-serif;
  background:
    radial-gradient(circle at top left, rgba(15, 127, 120, 0.08), transparent 24%),
    radial-gradient(circle at top right, rgba(216, 165, 90, 0.08), transparent 22%),
    linear-gradient(180deg, #fbfaf7 0%, #f1f4f8 100%);
  color: var(--ink);
}

h1,
h2,
h3 {
  font-family: "Iowan Old Style", "Palatino Linotype", "Book Antiqua", Georgia, serif;
  letter-spacing: -0.035em;
  color: var(--panel);
}

h1 {
  font-size: clamp(2.8rem, 6vw, 5.2rem);
  line-height: 0.96;
}

h2 {
  font-size: clamp(2rem, 4vw, 3.2rem);
  line-height: 1.02;
}

h3 {
  font-size: clamp(1.08rem, 2vw, 1.4rem);
  line-height: 1.12;
}

p {
  font-size: 1.02rem;
  line-height: 1.7;
}

.container {
  width: min(calc(100% - 2rem), var(--container));
}

.skip-link {
  background: var(--surface-strong);
  box-shadow: var(--shadow-soft);
}

.skip-link:focus {
  top: 1rem;
}

.site-header {
  padding: 0.85rem 0 1rem;
  background: linear-gradient(180deg, rgba(251, 250, 247, 0.9) 0%, rgba(243, 246, 250, 0.82) 100%);
  border-bottom: 1px solid rgba(15, 34, 64, 0.08);
  backdrop-filter: blur(18px);
  box-shadow: 0 8px 24px rgba(15, 34, 64, 0.05);
}

.header-shell {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: center;
  gap: 0.9rem 1.4rem;
  position: relative;
}

.brand {
  gap: 0.95rem;
  min-width: 0;
}

.brand-logo {
  width: clamp(132px, 10vw, 164px);
}

.brand-copy {
  display: grid;
  gap: 0.16rem;
  min-width: 0;
}

.brand-copy strong {
  font-size: 0.98rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--panel);
}

.brand-copy span {
  color: var(--muted);
  font-size: 0.86rem;
  max-width: 28ch;
}

.header-toolbar {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  flex-wrap: wrap;
  gap: 0.75rem;
}

.site-nav-shell {
  grid-column: 1 / -1;
  display: flex;
  align-items: center;
  justify-content: flex-start;
  gap: 1rem;
  padding: 0.45rem 0.55rem;
  border-radius: 24px;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.78), rgba(245, 247, 251, 0.92));
  border: 1px solid rgba(15, 34, 64, 0.08);
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.78),
    var(--shadow-soft);
}

.site-nav-shell[hidden] {
  display: none !important;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 0.2rem;
  flex-wrap: wrap;
  position: relative;
}

.site-nav > a,
.nav-dropdown-trigger {
  padding: 0.72rem 0.9rem;
  border-radius: 999px;
  color: var(--panel);
  font-size: 0.9rem;
  font-weight: 700;
  letter-spacing: 0.02em;
}

.nav-dropdown {
  position: relative;
}

.nav-dropdown-trigger {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  border: 0;
  background: transparent;
  cursor: pointer;
}

.nav-caret {
  font-size: 0.78rem;
  transform: translateY(-1px);
  transition: transform 0.18s ease;
}

.site-nav > a:hover,
.site-nav > a:focus-visible,
.nav-dropdown-trigger:hover,
.nav-dropdown-trigger:focus-visible,
.nav-dropdown.is-open .nav-dropdown-trigger {
  background: rgba(15, 127, 120, 0.09);
  color: var(--brand-strong);
}

.site-nav > a[aria-current="page"],
.nav-dropdown-trigger[aria-current="page"] {
  background: linear-gradient(135deg, rgba(15, 127, 120, 0.15), rgba(216, 242, 239, 0.96));
  color: var(--brand-strong);
  box-shadow: inset 0 0 0 1px rgba(15, 127, 120, 0.1);
}

.nav-dropdown.is-open .nav-caret {
  transform: translateY(0) rotate(180deg);
}

.nav-dropdown-menu {
  position: absolute;
  top: calc(100% + 0.55rem);
  left: 0;
  min-width: 340px;
  display: grid;
  gap: 0.25rem;
  padding: 0.5rem;
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.98);
  border: 1px solid rgba(15, 34, 64, 0.08);
  box-shadow: var(--shadow);
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transform: translateY(0.35rem);
  transition: opacity 0.18s ease, transform 0.18s ease;
  z-index: 12;
}

.nav-dropdown-menu a {
  display: grid;
  gap: 0.2rem;
  padding: 0.9rem 1rem;
  border-radius: 18px;
  color: var(--panel);
  transition: background 0.18s ease, transform 0.18s ease, color 0.18s ease;
}

.nav-dropdown-menu a strong {
  font-size: 0.95rem;
}

.nav-dropdown-menu a span {
  color: var(--muted);
  font-size: 0.86rem;
  line-height: 1.45;
}

.nav-dropdown-menu a:hover,
.nav-dropdown-menu a:focus-visible,
.nav-dropdown-menu a[aria-current="page"] {
  background: rgba(15, 127, 120, 0.09);
  transform: translateX(2px);
}

.nav-dropdown.is-open .nav-dropdown-menu {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateY(0);
}

@media (min-width: 861px) {
  .nav-dropdown:hover .nav-dropdown-menu,
  .nav-dropdown:focus-within .nav-dropdown-menu {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transform: translateY(0);
  }
}

.header-phone {
  display: inline-flex;
  align-items: center;
  gap: 0.72rem;
  min-height: 54px;
  padding: 0.86rem 1.18rem;
  border-radius: 18px;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.97), rgba(234, 240, 247, 0.95));
  border: 1px solid rgba(15, 34, 64, 0.08);
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.82),
    var(--shadow-soft);
  color: var(--panel);
}

.header-phone span {
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: rgba(23, 47, 89, 0.66);
}

.header-phone strong {
  font-size: 1rem;
}

.header-cta {
  min-height: 54px;
  padding-inline: 1.08rem;
}

.nav-toggle {
  display: none;
  align-items: center;
  justify-content: center;
  min-width: 88px;
  min-height: 48px;
  border-radius: 999px;
  border: 1px solid rgba(15, 34, 64, 0.12);
  background: var(--surface-strong);
  color: var(--panel);
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.86rem 1.18rem;
  border: 1px solid transparent;
  border-radius: 18px;
  font-size: 0.95rem;
  font-weight: 700;
  letter-spacing: -0.01em;
  text-transform: none;
  box-shadow: var(--shadow-soft);
  transition: transform 0.18s ease, box-shadow 0.18s ease, background 0.18s ease, color 0.18s ease;
}

.button:hover,
.button:focus-visible {
  transform: translateY(-1px);
  box-shadow: var(--shadow);
}

.button-match,
.button.button-match {
  background: linear-gradient(135deg, var(--brand) 0%, #1c9b90 100%);
  color: #ffffff;
}

.button-ai-match,
.button.button-ai-match {
  display: inline-flex;
  align-items: center;
  justify-content: flex-start;
  gap: 0.78rem;
  width: fit-content;
  max-width: 100%;
  min-height: 54px;
  padding: 0.78rem 1.08rem;
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 18px;
  background: linear-gradient(180deg, #183865 0%, #10284b 100%);
  color: #ffffff;
  text-transform: none;
  letter-spacing: -0.02em;
  font-size: clamp(0.96rem, 1.45vw, 1.04rem);
  font-weight: 700;
  line-height: 1.08;
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.08),
    0 14px 30px rgba(16, 40, 75, 0.16);
}

.button-ai-match-label {
  display: inline-flex;
  align-items: center;
  min-width: 0;
  line-height: 1.12;
  text-wrap: balance;
}

.button-ai-match-signal {
  width: 0.72rem;
  height: 0.72rem;
  border-radius: 999px;
  background: linear-gradient(180deg, #39c0c6 0%, #1a8793 100%);
  box-shadow:
    0 0 0 0.22rem rgba(57, 192, 198, 0.14),
    inset 0 1px 0 rgba(255, 255, 255, 0.28);
  flex: 0 0 auto;
}

.button-ai-match-icon {
  display: grid;
  place-items: center;
  width: 2.45rem;
  height: 2.45rem;
  border-radius: 999px;
  background: #ffffff;
  color: var(--panel);
  border: 1px solid rgba(16, 40, 75, 0.08);
  font-size: 1.28rem;
  line-height: 1;
  flex: 0 0 auto;
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.86);
  transition: transform 0.18s ease, background 0.18s ease;
}

.button-ai-match:hover,
.button-ai-match:focus-visible {
  background: linear-gradient(180deg, #1b3f72 0%, #123156 100%);
}

.button-ai-match-standard {
  padding-right: 1.18rem;
}

.button-ai-match-header {
  justify-content: space-between;
  gap: 0.78rem;
  min-height: 54px;
  padding: 0.4rem 0.5rem 0.4rem 1.08rem;
  border-radius: 18px;
}

.button-ai-match:hover .button-ai-match-icon,
.button-ai-match:focus-visible .button-ai-match-icon {
  transform: translate(1px, -1px);
}

.footer-actions .button-ai-match,
.inline-actions .button-ai-match,
.cta-shell .button-ai-match,
.contact-primary-actions .button-ai-match,
.eligibility-side-actions .button-ai-match {
  min-height: 52px;
  padding-left: 1rem;
  padding-right: 1rem;
  font-size: 0.95rem;
}

.header-cta.button-ai-match {
  gap: 0.78rem;
  height: 55px;
  min-height: 55px;
  padding: 0.4rem 0.5rem 0.4rem 1.08rem;
  font-size: clamp(0.96rem, 1.45vw, 1.04rem);
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.08),
    0 12px 24px rgba(16, 40, 75, 0.14);
}

.header-cta.button-ai-match .button-ai-match-label {
  white-space: nowrap;
  font-size: inherit;
}

.header-cta.button-ai-match .button-ai-match-icon,
.button-ai-match-header .button-ai-match-icon {
  width: 2.45rem;
  height: 2.45rem;
  font-size: 1.28rem;
}

.hero-actions .button-ai-match {
  width: fit-content;
  max-width: 100%;
  min-height: 56px;
  padding-left: 1.15rem;
  padding-right: 1.15rem;
  font-size: clamp(1rem, 2vw, 1.14rem);
  box-shadow: 0 18px 34px rgba(16, 40, 75, 0.16);
}

.button-eligibility,
.button.button-eligibility {
  display: inline-flex;
  align-items: center;
  gap: 0.72rem;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.98), rgba(244, 247, 250, 0.96));
  border-color: rgba(16, 40, 75, 0.14);
  color: var(--panel);
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.86),
    0 14px 28px rgba(16, 40, 75, 0.09);
}

.button-eligibility-mark {
  display: grid;
  place-items: center;
  width: 1.5rem;
  height: 1.5rem;
  border-radius: 12px;
  background: rgba(16, 40, 75, 0.06);
  border: 1px solid rgba(16, 40, 75, 0.1);
  color: #0f6f79;
  font-size: 0.88rem;
  line-height: 1;
  flex: 0 0 auto;
}

.button-eligibility-label {
  display: inline-flex;
  align-items: center;
  line-height: 1.1;
}

.button-eligibility:hover,
.button-eligibility:focus-visible {
  background: linear-gradient(180deg, #ffffff, #eef3f8);
  border-color: rgba(15, 127, 120, 0.24);
}

.button-ghost,
.button.button-ghost {
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.98), rgba(243, 246, 250, 0.94));
  border-color: rgba(15, 34, 64, 0.1);
  color: var(--panel);
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.82),
    var(--shadow-soft);
}

.button-call,
.button.button-call {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr) auto;
  align-items: center;
  gap: 0.9rem;
  min-height: 62px;
  padding: 0.88rem 0.98rem 0.88rem 0.92rem;
  border-radius: 20px;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.96), rgba(235, 241, 248, 0.94));
  border-color: rgba(15, 34, 64, 0.12);
  color: var(--panel);
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.9),
    0 14px 28px rgba(16, 40, 75, 0.1);
  white-space: normal;
  text-align: left;
  backdrop-filter: blur(12px);
}

.button-call:hover,
.button-call:focus-visible {
  border-color: rgba(15, 127, 120, 0.2);
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.99), rgba(239, 245, 251, 0.97));
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.96),
    0 18px 32px rgba(16, 40, 75, 0.12);
}

.button-call-icon {
  display: grid;
  place-items: center;
  width: 2.35rem;
  height: 2.35rem;
  border-radius: 16px;
  background: linear-gradient(180deg, rgba(27, 141, 151, 0.16), rgba(18, 106, 115, 0.1));
  border: 1px solid rgba(26, 158, 171, 0.2);
  color: #12707a;
  font-size: 1.02rem;
  line-height: 1;
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.72),
    0 8px 18px rgba(18, 106, 115, 0.12);
}

.button-call-body {
  display: grid;
  gap: 0.2rem;
  min-width: 0;
}

.button-chat,
.button.button-chat,
.webchat-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.72rem;
  min-height: 52px;
  padding: 0.86rem 1.18rem;
  border-radius: 18px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  background: linear-gradient(180deg, #1b8d97 0%, #126a73 100%);
  color: #ffffff;
  font-size: 0.96rem;
  font-weight: 700;
  letter-spacing: -0.01em;
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.12),
    0 16px 30px rgba(18, 106, 115, 0.24);
}

.button-chat-mark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.18rem;
  width: 1.7rem;
  height: 1.7rem;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.14);
  flex: 0 0 auto;
}

.button-chat-mark span {
  width: 0.22rem;
  height: 0.22rem;
  border-radius: 999px;
  background: currentColor;
  opacity: 0.95;
}

.button-chat-label {
  line-height: 1.1;
}

.button-chat.button-small,
.webchat-button.button-small {
  min-height: 44px;
  padding: 0.74rem 1rem;
  font-size: 0.86rem;
}

.button-chat.button-small .button-chat-mark {
  width: 1.45rem;
  height: 1.45rem;
}

.button-chat:hover,
.button-chat:focus-visible,
.webchat-button:hover,
.webchat-button:focus-visible {
  background: linear-gradient(180deg, #209ba6 0%, #167780 100%);
}

.button-small {
  padding: 0.72rem 0.92rem;
  border-radius: 16px;
  font-size: 0.81rem;
}

.button-call-kicker {
  font-size: 0.62rem;
  font-weight: 800;
  letter-spacing: 0.18em;
  line-height: 1.05;
  color: rgba(23, 47, 89, 0.62);
  text-transform: uppercase;
}

.button-call-value {
  font-size: clamp(1.04rem, 1.85vw, 1.42rem);
  font-weight: 800;
  letter-spacing: -0.04em;
  line-height: 0.96;
  color: #173765;
  white-space: nowrap;
}

.button-call-action {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 2.1rem;
  padding: 0.45rem 0.78rem;
  border-radius: 999px;
  background: rgba(16, 40, 75, 0.06);
  border: 1px solid rgba(16, 40, 75, 0.08);
  color: rgba(23, 47, 89, 0.88);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  line-height: 1;
  text-transform: uppercase;
  white-space: nowrap;
}

.button-call-action::after {
  content: " \2192";
}

.hero {
  position: relative;
  padding: clamp(2.5rem, 5vw, 4rem) 0 clamp(2.25rem, 5vw, 4rem);
  overflow: hidden;
}

.hero-backdrop {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(140deg, rgba(15, 34, 64, 0.08), transparent 48%),
    radial-gradient(circle at 90% 8%, rgba(216, 165, 90, 0.16), transparent 22%),
    radial-gradient(circle at 10% 14%, rgba(15, 127, 120, 0.12), transparent 22%);
  pointer-events: none;
}

.hero-shell {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(310px, 0.85fr);
  gap: 1.4rem;
  align-items: start;
}

.hero-copy,
.hero-panel,
.feature-banner,
.callout-card,
.case-card,
.contact-card,
.eligibility-card,
.eligibility-intro-card,
.enquiry-card,
.privacy-brand-card,
.privacy-detail-card,
.privacy-side-card,
.privacy-document-card,
.privacy-subsection {
  background: rgba(255, 255, 255, 0.84);
  border: 1px solid rgba(15, 34, 64, 0.08);
  box-shadow: var(--shadow-soft);
  backdrop-filter: blur(12px);
}

.hero-copy,
.hero-panel {
  padding: clamp(1.5rem, 3vw, 2.35rem);
  border-radius: var(--radius);
}

.eyebrow,
.contact-card-kicker,
.eligibility-kicker,
.hero-panel-kicker {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  margin-bottom: 1rem;
  color: var(--brand-strong);
  font-size: 0.74rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.hero-text {
  max-width: 62ch;
  color: var(--muted);
  font-size: 1.08rem;
}

.hero-bullet-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.9rem;
  margin: 1.6rem 0;
}

.hero-bullet {
  padding: 1rem;
  border-radius: 18px;
  background: rgba(15, 34, 64, 0.03);
  border: 1px solid rgba(15, 34, 64, 0.07);
}

.hero-bullet strong,
.hero-panel-card strong {
  display: block;
  margin-bottom: 0.35rem;
  color: var(--panel);
}

.hero-bullet span,
.hero-panel-card span {
  color: var(--muted);
  font-size: 0.94rem;
}

.hero-actions,
.contact-primary-actions,
.eligibility-side-actions,
.footer-actions,
.contact-form-actions,
.steps-cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem 0.9rem;
  align-items: center;
}

.contact-primary-actions,
.eligibility-side-actions,
.footer-actions {
  column-gap: 1.1rem;
}

.eligibility-side-actions {
  display: grid;
  grid-template-columns: max-content max-content;
  justify-content: flex-start;
  gap: 1.25rem;
  margin-top: 1.25rem;
}

.eligibility-side-actions > * {
  min-width: 0;
}

.eligibility-side-actions .button-call.button-small,
.eligibility-side-actions .button-chat.button-small,
.eligibility-side-actions .webchat-button.button-small {
  min-height: 56px;
}

.eligibility-side-actions .button-call.button-small {
  padding: 0.9rem 1.15rem;
}

.hero-actions {
  align-items: stretch;
  margin-top: 1.75rem;
}

.hero-actions > *,
.contact-primary-actions > *,
.eligibility-side-actions > *,
.footer-actions > *,
.contact-form-actions > *,
.steps-cta-row > * {
  max-width: 100%;
}

.hero-actions .button:not(.button-ai-match),
.hero-actions .button-chat,
.hero-actions .webchat-button,
.contact-primary-actions .button,
.contact-primary-actions .button-chat,
.contact-primary-actions .webchat-button,
.eligibility-side-actions .button,
.eligibility-side-actions .button-chat,
.eligibility-side-actions .webchat-button,
.footer-actions .button,
.steps-cta-row .button {
  min-height: 52px;
  padding-inline: 1.18rem;
  border-radius: 18px;
}

.hero-actions .button.button-call,
.contact-primary-actions .button.button-call,
.eligibility-side-actions .button.button-call,
.footer-actions .button.button-call,
.steps-cta-row .button.button-call {
  min-height: 58px;
  padding: 0.92rem 1rem 0.92rem 0.94rem;
}

.inline-actions .button {
  min-height: 52px;
}

.hero-proof,
.footer-proof-list {
  display: flex;
  flex-wrap: wrap;
  gap: 0.72rem;
  margin-top: 1.2rem;
}

.hero-proof span,
.footer-proof-list span,
.trust-strip-shell span {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.62rem 0.95rem;
  border-radius: 999px;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.94), rgba(243, 246, 250, 0.92));
  border: 1px solid rgba(15, 34, 64, 0.08);
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, 0.82),
    0 10px 24px rgba(16, 40, 75, 0.05);
  color: var(--panel);
  font-size: 0.83rem;
  font-weight: 700;
}

.hero-proof span::before,
.footer-proof-list span::before,
.trust-strip-shell span::before {
  content: "";
  width: 0.48rem;
  height: 0.48rem;
  border-radius: 999px;
  background: linear-gradient(180deg, #1ea7b0 0%, #136973 100%);
  box-shadow: 0 0 0 0.18rem rgba(26, 158, 171, 0.12);
  flex: 0 0 auto;
}

.hero-panel {
  display: grid;
  gap: 1.1rem;
}

.hero-panel-header h2 {
  margin-bottom: 0.85rem;
  font-size: clamp(1.7rem, 3vw, 2.35rem);
}

.hero-panel-header p {
  margin-bottom: 0;
}

.hero-panel-stack,
.hero-link-list,
.stacked-cards {
  display: grid;
  gap: 0.8rem;
}

.hero-panel-card,
.hero-link-item {
  padding: 1rem;
  border-radius: 18px;
  background: rgba(15, 34, 64, 0.03);
  border: 1px solid rgba(15, 34, 64, 0.08);
}

.hero-link-item {
  display: grid;
  gap: 0.2rem;
}

.hero-link-item strong {
  color: var(--panel);
}

.hero-link-item span {
  color: var(--muted);
  font-size: 0.92rem;
}

.hero-link-item:hover,
.hero-link-item:focus-visible,
.callout-card-link:hover,
.callout-card-link:focus-visible,
.case-card .text-link:hover,
.case-card .text-link:focus-visible {
  transform: translateY(-1px);
}

.section {
  padding: clamp(4rem, 7vw, 5.6rem) 0;
}

.section-soft {
  background:
    linear-gradient(180deg, rgba(238, 242, 248, 0.75), rgba(245, 243, 238, 0.15));
}

.section-dark {
  background:
    radial-gradient(circle at top right, rgba(216, 165, 90, 0.2), transparent 18%),
    linear-gradient(160deg, #0d1d38 0%, #172f59 100%);
}

.section-dark h2,
.section-dark h3,
.section-dark p,
.section-dark .eyebrow,
.section-dark .callout-card h3,
.section-dark .callout-card p,
.section-dark .case-card h3,
.section-dark .case-card p {
  color: #f8fbff;
}

.section-dark .callout-card,
.section-dark .case-card {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.12);
}

.section-heading,
.centered-stack {
  max-width: 760px;
  margin-bottom: 2rem;
}

.section-heading.centered {
  margin-inline: auto;
  text-align: center;
}

.feature-banner,
.cta-shell {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(300px, 0.9fr);
  gap: 1.25rem;
  padding: 1.7rem;
  border-radius: var(--radius);
}

.feature-banner-primary {
  background:
    linear-gradient(145deg, rgba(15, 34, 64, 0.92), rgba(23, 47, 89, 0.9));
}

.feature-banner-primary h2,
.feature-banner-primary p,
.feature-banner-primary .eyebrow,
.feature-banner-primary .callout-card h3,
.feature-banner-primary .callout-card p {
  color: #f8fbff;
}

.feature-banner-primary .callout-card {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.12);
}

.about-split,
.split-layout,
.split-layout-enquiry,
.contact-layout,
.eligibility-layout,
.footer-grid,
.three-grid,
.four-grid,
.case-grid,
.story-grid,
.testimonial-grid {
  display: grid;
  gap: 1rem;
}

.about-split,
.split-layout,
.contact-layout,
.eligibility-layout {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  align-items: start;
}

.split-layout-enquiry {
  grid-template-columns: minmax(0, 0.95fr) minmax(360px, 1.05fr);
  align-items: start;
}

.three-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.four-grid,
.case-grid,
.testimonial-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.callout-card,
.case-card,
.contact-card,
.eligibility-card,
.eligibility-intro-card,
.enquiry-card {
  padding: 1.35rem;
  border-radius: 22px;
}

.callout-card h3,
.case-card h3 {
  margin-bottom: 0.6rem;
}

.callout-card-link,
.case-card {
  transition: transform 0.18s ease, box-shadow 0.18s ease;
}

.art-panel img,
.hero-logo,
.footer-logo,
.privacy-page-logo {
  border-radius: 22px;
}

.lender-carousel {
  position: relative;
  overflow: hidden;
  padding: 0.4rem 0 0.85rem;
}

.lender-carousel-viewport {
  overflow: hidden;
  -webkit-mask-image: linear-gradient(90deg, transparent 0, #000 6%, #000 94%, transparent 100%);
  mask-image: linear-gradient(90deg, transparent 0, #000 6%, #000 94%, transparent 100%);
}

.lender-carousel-track {
  display: flex;
  width: max-content;
  align-items: stretch;
  gap: 1rem;
  animation: lender-carousel-scroll var(--lender-carousel-duration, 26s) linear infinite;
  will-change: transform;
}

.lender-carousel .lender-card {
  flex: 0 0 clamp(180px, 18vw, 240px);
  min-height: 124px;
  padding: 1rem 1.15rem;
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.9);
  border: 1px solid rgba(15, 34, 64, 0.08);
  box-shadow: var(--shadow-soft);
}

.lender-carousel .lender-card-logo {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 82px;
  width: 100%;
}

.lender-carousel .lender-card-logo img {
  max-width: min(100%, 176px);
  max-height: 58px;
}

.lender-carousel:hover .lender-carousel-track,
.lender-carousel:focus-within .lender-carousel-track {
  animation-play-state: paused;
}

@keyframes lender-carousel-scroll {
  from {
    transform: translate3d(0, 0, 0);
  }

  to {
    transform: translate3d(var(--lender-carousel-shift, calc(-50% - 0.5rem)), 0, 0);
  }
}

.check-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 0.75rem;
}

.check-list li {
  position: relative;
  padding-left: 1.5rem;
  color: var(--muted);
}

.check-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55rem;
  width: 0.65rem;
  height: 0.65rem;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--brand), var(--accent));
}

.text-link {
  color: var(--brand-strong);
  text-decoration: underline;
  text-decoration-thickness: 0.08em;
  text-underline-offset: 0.16em;
}

.enquiry-card-head {
  margin-bottom: 1.2rem;
}

.contact-form {
  display: grid;
  gap: 1rem;
}

.form-note,
.form-footnote {
  margin: 0;
  color: var(--muted);
  font-size: 0.92rem;
}

.field-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.form-field,
.form-check {
  display: grid;
  gap: 0.45rem;
}

.form-field span,
.form-check span {
  color: var(--panel);
  font-size: 0.86rem;
  font-weight: 700;
}

.form-field input,
.form-field select,
.form-field textarea {
  width: 100%;
  padding: 0.95rem 1rem;
  border: 1px solid rgba(15, 34, 64, 0.14);
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.92);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.6);
  color: var(--ink);
}

.form-field input::placeholder,
.form-field textarea::placeholder {
  color: rgba(86, 97, 120, 0.72);
}

.form-field-full {
  grid-column: 1 / -1;
}

.form-check {
  grid-template-columns: auto 1fr;
  align-items: start;
}

.form-check input {
  margin-top: 0.2rem;
}

.field-error {
  min-height: 1rem;
  color: #9f2d28;
  font-size: 0.84rem;
}

.field-error-checkbox {
  margin-top: -0.4rem;
}

.form-response {
  min-height: 1.6rem;
  margin: 0;
  font-size: 0.94rem;
}

.contact-form[data-state="success"] .form-response {
  color: var(--brand-strong);
}

.contact-form[data-state="error"] .form-response {
  color: #9f2d28;
}

[aria-invalid="true"] {
  border-color: #b94d44 !important;
  box-shadow: 0 0 0 3px rgba(185, 77, 68, 0.12) !important;
}

.legal-note {
  margin-top: 1rem;
  font-size: 0.92rem;
}

.site-footer {
  margin-top: 2rem;
  padding: 4rem 0 2rem;
  background:
    linear-gradient(180deg, rgba(15, 34, 64, 0.98), rgba(23, 47, 89, 1));
  color: #f5f8fc;
}

.footer-grid {
  grid-template-columns: minmax(0, 1.2fr) minmax(180px, 0.6fr) minmax(260px, 0.9fr);
}

.site-footer h2,
.site-footer h3,
.site-footer p,
.site-footer a {
  color: #f5f8fc;
}

.site-footer .footer-proof-list span {
  color: var(--panel);
}

.site-footer h2,
.site-footer h3 {
  margin-bottom: 1rem;
  font-size: 1.35rem;
}

.footer-links-column,
.footer-contact-column {
  display: grid;
  gap: 0.7rem;
}

.footer-phone {
  font-size: clamp(1.35rem, 3vw, 1.8rem);
  font-weight: 800;
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  align-items: center;
  padding-top: 1.6rem;
  margin-top: 1.8rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.footer-legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
}

.footer-legal-links a {
  color: rgba(245, 248, 252, 0.88);
}

.consent-banner {
  position: fixed;
  left: 1rem;
  right: 1rem;
  bottom: 1rem;
  z-index: 80;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 1rem;
  padding: 1rem 1.15rem;
  border-radius: 22px;
  background: rgba(15, 34, 64, 0.96);
  color: #f8fbff;
  box-shadow: 0 20px 60px rgba(15, 34, 64, 0.26);
}

.consent-banner[hidden] {
  display: none !important;
}

.consent-copy strong {
  display: block;
  margin-bottom: 0.25rem;
}

.consent-copy p,
.consent-banner a {
  color: rgba(248, 251, 255, 0.9);
}

.consent-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  align-items: center;
  justify-content: flex-end;
}

.chat-launcher {
  position: fixed;
  right: 1rem;
  bottom: 1rem;
  z-index: 70;
}

body.nav-open {
  overflow: hidden;
}

body.consent-visible .chat-launcher {
  bottom: var(--consent-chat-offset, 1rem);
}

.chat-launcher-button {
  min-height: 48px;
}

button:focus-visible,
input:focus-visible,
textarea:focus-visible,
select:focus-visible,
a:focus-visible {
  outline: 3px solid rgba(15, 127, 120, 0.28);
  outline-offset: 3px;
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    transition: none !important;
    animation: none !important;
  }
}

@media (max-width: 1080px) {
  .header-shell {
    gap: 0.85rem 1rem;
  }

  .brand-copy span {
    max-width: 22ch;
  }

  .site-nav-shell {
    padding-inline: 0.4rem;
  }

  .site-nav a {
    padding: 0.68rem 0.8rem;
    font-size: 0.88rem;
  }

  .hero-shell,
  .feature-banner,
  .cta-shell,
  .about-split,
  .split-layout,
  .split-layout-enquiry,
  .contact-layout,
  .eligibility-layout,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .three-grid,
  .lender-grid,
  .case-grid,
  .testimonial-grid,
  .field-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .footer-bottom {
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (max-width: 860px) {
  .brand-copy {
    display: none;
  }

  .header-phone {
    display: none;
  }

  .header-cta {
    min-height: 44px;
    padding-inline: 1rem;
    font-size: 0.84rem;
  }

  .header-cta.button-ai-match {
    min-height: 46px;
    padding: 0.375rem 0.38rem 0.375rem 0.92rem;
    font-size: 0.88rem;
  }

  .header-cta.button-ai-match .button-ai-match-icon {
    width: 2rem;
    height: 2rem;
    font-size: 1rem;
  }

  .nav-toggle {
    display: inline-flex;
  }

  .header-toolbar {
    gap: 0.6rem;
    justify-content: flex-end;
  }

  .site-nav-shell {
    position: absolute;
    left: 1rem;
    right: 1rem;
    top: calc(100% + 0.75rem);
    z-index: 5;
    display: none;
    grid-template-columns: 1fr;
    gap: 1rem;
    padding: 1rem;
    border-radius: 24px;
    background: rgba(255, 255, 255, 0.98);
    border: 1px solid rgba(15, 34, 64, 0.08);
    box-shadow: var(--shadow);
  }

  .site-nav-shell.is-open {
    display: grid;
  }

  .site-nav {
    display: grid;
    gap: 0.25rem;
  }

  .site-nav > a,
  .nav-dropdown-trigger {
    width: 100%;
    justify-content: space-between;
  }

  .nav-dropdown {
    display: grid;
    gap: 0.2rem;
  }

  .nav-dropdown-menu {
    position: static;
    min-width: 0;
    padding: 0.2rem 0 0.1rem 0.85rem;
    border: 0;
    border-radius: 0;
    box-shadow: none;
    background: transparent;
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    display: none;
    transform: none;
  }

  .nav-dropdown.is-open .nav-dropdown-menu {
    display: grid;
  }

  .nav-dropdown-menu a {
    padding: 0.66rem 0.85rem;
    border-radius: 14px;
  }

  .header-cta {
    width: auto;
  }

  .hero-actions .button-ai-match {
    width: 100%;
    min-height: 58px;
    padding-left: 1rem;
    font-size: 1rem;
  }

  .hero-actions .button-ai-match .button-ai-match-icon {
    width: 2.45rem;
    height: 2.45rem;
    font-size: 1.22rem;
  }

  .hero-actions .button:not(.button-ai-match),
  .hero-actions .button-chat,
  .hero-actions .webchat-button {
    min-height: 48px;
    padding-inline: 1rem;
  }

  .hero-actions .button.button-call {
    grid-template-columns: auto minmax(0, 1fr);
    gap: 0.72rem;
    min-height: 54px;
    padding: 0.78rem 0.9rem 0.78rem 0.82rem;
  }

  .hero-actions .button-call .button-call-icon {
    width: 2.05rem;
    height: 2.05rem;
    border-radius: 14px;
    font-size: 0.94rem;
  }

  .hero-actions .button-call .button-call-kicker {
    font-size: 0.56rem;
    letter-spacing: 0.16em;
  }

  .hero-actions .button-call .button-call-value {
    font-size: 1.16rem;
  }

  .hero-actions .button-call .button-call-action {
    display: none;
  }

  .hero-bullet-grid,
  .three-grid,
  .lender-grid,
  .case-grid,
  .testimonial-grid,
  .field-grid {
    grid-template-columns: 1fr;
  }

  .hero-copy,
  .hero-panel,
  .feature-banner,
  .callout-card,
  .case-card,
  .contact-card,
  .eligibility-card,
  .eligibility-intro-card,
  .enquiry-card {
    padding: 1.2rem;
    border-radius: 22px;
  }

  .consent-banner {
    grid-template-columns: 1fr;
  }

  .consent-actions {
    justify-content: flex-start;
  }

  .chat-launcher {
    left: 1rem;
    right: 1rem;
  }

  body.consent-visible .chat-launcher {
    bottom: var(--consent-chat-offset, 1rem);
  }

  .chat-launcher-button {
    width: 100%;
  }
}